Athena Fixed Home Loan

Athena's Fixed Home Loan lets you fix your rate for 1, 2 or 3 years, plus the option to make limited extra repayments.

Athena’s Fixed Home Loan comes with fixed interest rates that reduce as your loan amount falls. There are options for investors and you can make interest-only repayments too.

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Review by

Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

Athena's Fixed Home Loan has options for most borrower types. While the rates aren't the lowest on the market, they are competitive and as you build equity the rate drops. The loan is also fairly flexible for a fixed rate product, allowing you to make extra repayments up to 5% of the loan balance.

About this loan

What are the features and benefits of the Athena Fixed Home Loan?

  • Required deposit. With this loan you can borrow up to 80% of your property's value.
  • Loan amount. This loan has a minimum loan size of $100,000.
  • Limited extra repayments. With this loan you can make extra repayments, limited to 5% of your loan balance. If your loan balance was $300,000, for example, you could repay an extra $15,000 and redraw it if needed.
  • No fees. This loan has no fees..

How to apply

To apply for this home loan or learn more about it, click the green button and speak to a lending specialist from Athena.

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