What is the 8501 visa condition?
The Australian government's immigration website says that "you must have and maintain adequate health insurance for the whole of your stay in Australia" if you are subject to the 8501 visa condition.
Most Australian visas come with the 8501 visa condition. This means you need to take out health insurance for coming to Australia. There are several Australian insurers that offer cover tailored to visa holders.
What visas does the 8501 condition apply to?
The 8501 condition applies to most working visas, including:
- Working Holiday Visa (417)
- Work and Holiday Visa (462)
- Temporary Skill Shortage Visa (subclass 482)
- Temporary Graduate (subclass 485)
- Student Visa (subclass 500)
- Visitor (subclass 600)
How can I meet the 8501 visa requirement?
You can meet the 8501 health insurance requirement by taking out Overseas Visitor Health Cover (OVHC). This is a type of health insurance designed specifically for visa holders coming to Australia.
The policies below all meet the 8501 condition. They can all send you a certificate within 48 hours of taking out a policy. You can attach this to your visa application. The start date should be when you expect to arrive in Australia, so you won't start paying for your policy until then.
Do I need to get health insurance?
You aren't obligated to get health insurance if you are from a country that has a Reciprocal Health Care Agreement (RHCA) with Australia.
You will be eligible for Medicare – Australia's public healthcare system – if you're from the United Kingdom, the Republic of Ireland, New Zealand, Sweden, The Netherlands, Finland, Belgium, Norway, Slovenia, Malta or Italy.
However, it still may be worth getting health insurance. The Australian immigration website says:
"all visitors to Australia are strongly recommended to make their own arrangements for private health insurance (regardless of whether or not it is a visa condition)."
RHCAs also don't generally cover ambulance transportation, medical evacuation and some out of hospital services such as dental care – but many Overseas Visitor policies can.
More guides on Finder
Pregnancy health insurance
Having a baby and wondering whether to go public or private? Here’s a comparison of the two, along with some of the costs you’ll be facing.
Health insurance for young adults
Find out how to get cheap health insurance for young people.
Compare online doctor and GP services
An online doctor is just like any other GP – except the appointment usually takes place via video call rather than face-to-face.
Do you have health insurance? Because it’s about to get more expensive
Health insurance is going up on 1 April 2020. Here are some tips on avoiding the price hike.
Health insurance premium rates 2023
Get the lowdown on what's happening, so you can get a better deal on your health insurance.
Health insurance for gastroscopy
Need health cover for gastroscopy? Find out how private health insurance and Medicare cover treatment and compare the costs for the most affordable option.
Medibank Health Insurance Review
Medibank offers policy options to suit people with a wide range of needs and budgets.
Are eye tests covered by medicare?
Read our guide to eye tests.
How does telehealth work in Australia?
Telehealth is an exciting new way of providing remote healthcare services using different technologies.
Health insurance with no waiting period
It's not possible to skip waiting periods for health insurance but there are exceptions.