nib Overseas Visitor Health Cover (OVHC)

See what’s offered by nib OVHC and find the right cover level

4.7 based on 827 reviews

Pros

  • nib was highly commended in the 2026 Finder Awards for Best Overseas Visitor Health Cover.
  • All policies satisfy visa condition 8501.
  • Extras cover is available on nib's Standard and Advantage visitor policies.

Cons

  • Extras are only bundled with the pricier policies.

Many overseas visitor and student visas for Australia will require you to have a form of health insurance, often referred to as overseas visitor health cover (OVHC) or overseas student health cover (OSHC). nib is one of many Australian health insurance providers that offers this type of cover.

nib is one of Australia’s most prominent health insurance providers, covering more than one million customers in Australia and New Zealand. It is known for flexible policies that offer a range of options and cover levels, and brings the same benefits to its OVHC range.

OVHC policies offered by nib

The table below lists the current OVHC policies available from nib. Check the "Meets condition 8501" column below, and confirm with nib that the policy you pick meets the requirements of your particular visa before you buy.

Finder Score Meets condition 8501 Excess options Dental Medical repatriation Price
nib OVHC logo
$500
From $64.57
View details
Compare product selection
nib OVHC logo
$500
From $115.60
View details
Compare product selection
nib OVHC logo
View details
Compare product selection
nib OVHC logo
$500
From $185.19
View details
Compare product selection
nib OVHC logo
$500
From $330.02
View details
Compare product selection
loading

Finder Score for overseas health insurance

To make comparing overseas health insurance even easier, we developed the Finder Score. Factors like price, hospital cover, extras cover, emergency travel, and more are weighted and scaled across 50+ policies from 15+ providers to produce a score out of 10. The higher the score, the more competitive the policy.

Read the full methodology

nib products for students (OSHC)

nib also offers an OSHC policy, which is specifically built for people on a student visa. The table below has details on nib's OSHC product.

Finder Score Meets condition 8501 Excess options Dental Medical repatriation Price
nib OSHC logo
$0
From $62.43
View details
Compare product selection
loading

Finder Score for overseas health insurance

To make comparing overseas health insurance even easier, we developed the Finder Score. Factors like price, hospital cover, extras cover, emergency travel, and more are weighted and scaled across 50+ policies from 15+ providers to produce a score out of 10. The higher the score, the more competitive the policy.

Read the full methodology

Sources

Tim Bennett's headshot

A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio

Tim's expertise
Tim has written 144 Finder guides across topics including:
  • Personal finance
  • Financial comparison
  • Health insurance
  • General insurance
  • Life insurance

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

More guides on Finder

  • 461 visa health insurance requirements

    The 461 visa is make for relatives of New Zealanders living in Australia. While kiwis have access to Medicare, 461 visa holders don't, and will need to take out health insurance (OVHC).

  • 190 Skilled Nominated Visa

    The 190 Visa gives you permanent residency and can lead to citizenship. Read our easy, step-by-step guide on how to apply and what health cover you will need to have in place.

  • nib OSHC

    nib offer health insurance for visitors studying in Australia. Get the cover your visa needs.

  • Bupa Overseas Student Health Cover

    If you’re studying in Australia, you may need OSHC to keep you covered for medical emergencies. See if Bupa could be the right health fund for you.

  • TSS 482 Visa Health Insurance

    If you’re applying for a TSS visa to work in Australia, we explain what’s changed from the old 457 visa and help you find Overseas Visitors Health Cover (OVHC).

  • Bridging visa health insurance

    If you’re in Australia on a bridging visa, it’s important that you choose a suitable level of private health insurance cover.

  • Health insurance for parents visiting Australia

    If your parents are planning to visit you in Australia from another country, they will first need an appropriate visa, and secondly need health insurance while they are here. This guide explains how to do both.

  • Health insurance for visitors

    Find an adequate level of private health insurance to cover any medical costs incurred during your trip to Australia on a subclass 600 visa.

  • Health insurance for NZ citizens living in Australia

    If you’re a New Zealander moving to Australia, find out here what cover you can enjoy under Australia’s healthcare system.

Go to site