Westfund Overseas Visitor Health Cover (OVHC)

Visiting Australia soon? Discover comprehensive, visa-compliant OVHC options with Westfund.

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Ceyda Erem

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Key takeaways

  • Westfund offers visa-compliant health insurance policies for foreign residents and visitors to Australia.
  • Westfund received the 2026 Finder Award for Best Overseas Visitor Health Cover.
  • The insurer offers several hospital-only coverage options, allowing you to find one that fits your budget.

Westfund visa policies currently on offer

Finder Score Meets condition 8501 Excess options Dental Medical repatriation Price
9.9 Excellent
$500
$10,000
From $59.50
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Westfund OVHC logo
9.4 Excellent
Westfund Overseas Workers Standard Hospital
9.4 Excellent
$500
$10,000
From $98.02
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Westfund OVHC logo
8.3 Great
Westfund Overseas Workers Comprehensive Hospital
8.3 Great
$500
$20,000
From $189.02
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Finder Score for overseas health insurance

To make comparing overseas health insurance even easier, we developed the Finder Score. Factors like price, hospital cover, extras cover, emergency travel, and more are weighted and scaled across 50+ policies from 15+ providers to produce a score out of 10. The higher the score, the more competitive the policy.

Read the full methodology

What's covered by Westfund overseas health insurance?

Westfund offers 6 hospital only health insurance policies:

  • Westfund Overseas Workers Comprehensive Hospital
  • Westfund Overseas Workers Standard 500 Hospital
  • Westfund Overseas Workers Essential Hospital
  • Westfund Overseas Workers Standard Hospital
  • Westfund Overseas Workers Comprehensive 500 Hospital
  • Westfund Overseas Workers Essential 500 Hospital

All 6 policies meet the Visa condition 8501, a mandatory Australian government requirement for several temporary visas. Each policy also covers medical repatriation, allowing you to return to your home country for medical treatment.

What type of visas are eligible for Westfund OVHC?

Westfund OVHC meets the Department of Home Affairs (DHA) visa conditions 8501 requirements for the following:

  • Subclass 407 – Training visa
  • Subclass 408 — Temporary Activity visa
  • Subclass 417 — Working Holiday visa
  • Subclass 462 — Work and Holiday visa
  • Subclass 482 — Temporary Skill Shortage (TSS) visa
  • Subclass 485 — Temporary Graduate visa

How much is a Westfund OVHC policy?

This will depend on the level of cover you select. For more cost-conscious visitors, cover for the Westfund Overseas Workers Essential 500 Hospital policy starts from $59.50 a month, while the Westfund Overseas Workers Comprehensive Hospital policy starts from $215 a month.

Policy limitations, exclusions, waiting periods and excesses to be aware of

As Westfund provides hospital-only policies, you will only be covered for treatments you receive in hospital. This means you won't have access to any extras benefits, such as dental or optical. However, memebers can opt to take out domestic extras product with Westfund, which does cover optical and dental.

Frequently asked questions

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Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise
Ceyda has written 214 Finder guides across topics including:
  • Insurance
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