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Visitor health insurance for 601 visa holders

Visiting Australia on a 601 visa? Overseas Visitor Health Cover (OVHC) can insure you for unexpected medical costs. Compare OVHC policies below, from just $55.50/month.

1 - 8 of 8
Name Product Visa Compliant Hospital Cover Dental Pregnancy Cover GP Visits Medical Repatriation Price
HCF Short Stay Visitor Visa
From $55.50 per month
From $55.50 per month.
HCF Essentials Visitor Visa
From $126.50 per month
From $126.50 per month.
HCF Essentials Plus Visitor Visa
From $202.50 per month
From $202.50 per month.
Australian Unity Basic Overseas Visitors Cover
$20,000
From $80.95 per month
From $80.95 per month.
Allianz Care Australia Budget Visitors Cover
$5,000
From $135.15 per month
From $135.15 per month.
Australian Unity Mid Overseas Visitors Cover
$20,000
From $126.5 per month
From $126.5 per month.
Allianz Care Australia Standard Visitors Cover
$5,000
From $402.20 per month
From $402.20 per month.
Australian Unity Top Overseas Visitors Cover
$20,000
From $197.80 per month
From $197.80 per month.
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Pricing is based on a single live in the State of New South Wales on a visa , and is not from a country that Australia has a Reciprocal Health Care Agreement (RHCA) with and is not eligible for cover under Medicare. Prices are accurate for 2020 but are subject to change.

Do I need health insurance on a 601 visa?

It's recommended that you hold health insurance when you come to Australia. Overseas Visitors Health Cover (OVHC) policies are designed specifically for visitors.

The Reciprocal Health Care Agreement (RHCA)

Australia has a Reciprocal Health Care Agreement (RHCA) with the United Kingdom, the Republic of Ireland, New Zealand, Sweden, The Netherlands, Finland, Belgium, Norway, Slovenia, Malta and Italy. If you're from one of these countries, you can access the public health system Medicare.

RHCA countries that don't require health insurance

However, Medicare doesn't include everything. For instance, it doesn't cover ambulance fees or out of hospital services like dental, optical and physio – but health insurance can.

What does OVHC pay benefits towards?

Hospital
Hospital treatment, accommodation and theatre fees
surgeonr
Doctor, surgeon and specialist fees
Ambulance
Emergency ambulance transportation fees
Private contract
Prescriptions and General Practitioner (GP) consultations

How to provide evidence of your health insurance arrangements

"If applicants are required to provide evidence of their health insurance arrangements, any the following may be considered acceptable, unless a particular visa subclass instruction requires other specific information:

  • a copy of the insurance policy;
  • a written letter or cover note from an acceptable insurance provider, certifying that the primary visa applicant and any accompanying family members immediately upon visa grant or their arrival in Australia, are, or will be, covered by insurance that is at least as comprehensive as the prescribed adequate level of cover;
  • evidence that the visa applicant has lawfully enrolled with Medicare via Reciprocal Health Care Agreements (RCHA);
  • evidence that the primary visa applicant and any accompanying family members immediately upon visa grant or their arrival in Australia, are, or will be, covered by health insurance that is at least as comprehensive as the adequate level of cover required under policy, with the understanding that the applicants will either enrol with Medicare under a RHCA or enrol in a private insurance arrangement after arrival; or
  • for citizens from the Republic of Ireland that may access RCHA, evidence that they hold an Irish passport.

Family members applying separately from the primary visa applicant or visa holder must produce evidence as per above, which clearly indicates that they, as dependant applicants, will be covered upon arrival in Australia by a policy with an adequate level of cover."

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— Kaku Caro is a lawyer in LegalVision's Corporate Immigration team. He has previous experience in the areas of commercial litigation, corporate and personal immigration. He also has experience advising on visa eligibility and preparing visa applications such as partner visas, employer-sponsored work visas, parent visas, and general skilled migration visas.

FAQs about the 601 visa

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