We currently don't have that product, but here are others to consider:
How we picked theseTo make comparing overseas health insurance even easier, we developed the Finder Score. Factors like price, hospital cover, extras cover, emergency travel, and more are weighted and scaled across 50+ policies from 15+ providers to produce a score out of 10. The higher the score, the more competitive the policy.
Pricing is based on a single live in the State of New South Wales on a visa, and is not from a country that Australia has a Reciprocal Health Care Agreement (RHCA) with and is not eligible for cover under Medicare. Prices are accurate for 2025 but are subject to change.
If you're on or applying for a 489 visa, you need to fulfil Condition 8501 of your visa which requires you to have adequate health insurance in place.
All the Overseas Visitors Health Cover (OVHC) policies above are designed to meet this criteria. When you take out cover, they will email you a confirmation letter, which you can attach to your visa application.
You usually can't receive subsidised health care services from the public health system Medicare, unless you're from a country that Australia has a Reciprocal Health Care Agreement (RHCA) with. These countries include the United Kingdom, the Republic of Ireland, New Zealand, Sweden, The Netherlands, Finland, Belgium, Norway, Slovenia, Malta and Italy.
However, Medicare doesn't cover everything. Even if you're covered by a RCHA, you will still have to pay for ambulances, dental, optical, physio and chiro. Did you know?Ambulance services can cost over $1,800AUD in Australia, unless you live in Queensland or Tasmania and are covered by Medicare.
Just like domestic health insurance, OVHC policies have different waiting periods applied to different services. The Australian Government sets the waiting periods for hospital treatments so they do not differ between health funds:
If you're planning to purchase extras cover with your OVHC policy for out-of-hospital services such as dental or physiotherapy, each health fund can set the waiting periods for these services individually, so remember to take this into account when comparing policies.
The following providers offer health insurance for 489 visa holders, which is fully compliant with the Australian Department of Border Protection and Immigration requirements relating to working visas:
"If applicants are required to provide evidence of their health insurance arrangements, any the following may be considered acceptable, unless a particular visa subclass instruction requires other specific information:
Family members applying separately from the primary visa applicant or visa holder must produce evidence as per above, which clearly indicates that they, as dependant applicants, will be covered upon arrival in Australia by a policy with an adequate level of cover."
The 461 visa is make for relatives of New Zealanders living in Australia. While kiwis have access to Medicare, 461 visa holders don't, and will need to take out health insurance (OVHC).
Find out what health insurance you need for the 590 Visa and how to get cover for pre-existing conditions.
Find out who is eligible for the 188 Business Visa, how much it costs, the health and financial requirements, and age restrictions.
Find out who the 870 Sponsored Parent visa is for, what the requirements are and how you can apply.
Are you applying for your student 500 visa? You may need Overseas Student Health Cover.
Everything you need to know about the health insurance requirements of the 417 visa and how to find the right cover.
Australia has Reciprocal Health Care Agreements in place with 11 countries, allowing visitors from those countries to access subsidised medical treatment under the Medicare system while in Australia.
While health insurance isn’t mandatory for Electronic Travel Authority (601 visa) holders you should get adequate health cover before arriving in Australia.
Find an adequate level of private health insurance to cover any medical costs incurred during your trip to Australia on a subclass 600 visa.