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HIF Overseas Visitors Health Cover (OVHC)

Looking for visa-compliant health insurance? Compare Overseas Visitor Health Cover (OVHC) from HIF.

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HIF Visitor Health Cover

What you need to know

  • HIF have been around since 1954 - it insures both Aussie citizens and overseas workers.
  • HIF is not-for-profit and carbon neutral, it won a Finder Green award in 2022.
  • HIF has a range of OVHC policies that will satisfy your 9501 visa condition.

Who needs HIF overseas visitors health cover?

HIF OVHC is designed to help you afford to pay for medical care while in Australia. It can help you reduce your out-of-pocket expenses for everything from GP visits to major surgery, giving you peace of mind for the duration of your stay.

OVHC is not a requirement for every visa but it is compulsory for the majority of long-term visas. For example, to qualify for a 457 temporary employment visa or a 676 tourist visa, you must have an adequate level of health insurance cover in place for the duration of your stay. HIF offers OVHC policies to suit working and non-working visas that include the following:

  • 457 Temporary Work (Skilled) visa
  • 676 Tourist visa
  • 410 Retirement visa
  • Short-term visitors
  • Temporary residents
  • Norfolk Island residents

Frequently asked questions

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Insurance Expert

Tim Bennett is a Finder insurance & utilities expert. For over 10 years he's reported on news, politics, finance and other topics as a journalist and radio presenter. Tim's roles have included radio news reader and breakfast at the ABC, news producer for SBS and producer for Fairfax Media. Tim regularly appears as a health insurance expert on programs like Sunrise and SBS news, as well as in the Australian, The Daily Telegraph, The Courier Mail and more. See full bio

Tim's expertise
Tim has written 116 Finder guides across topics including:
  • Personal finance
  • Financial comparison
  • Heath insurance
  • General insurance
  • Life insurance

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