HIF Overseas Visitors Health Cover (OVHC)

Looking for visa-compliant health insurance? Compare Overseas Visitor Health Cover (OVHC) from HIF.

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Tim Bennett

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HIF Visitor Health Cover

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Key takeaways

  • HIF have been around since 1954 - it insures both Aussie citizens and overseas workers.
  • HIF is not-for-profit and carbon neutral.
  • HIF has a range of OVHC policies that will satisfy your 9501 visa condition.

Who needs HIF overseas visitors health cover?

HIF OVHC is designed to help you afford to pay for medical care while in Australia. It can help you reduce your out-of-pocket expenses for everything from GP visits to major surgery, giving you peace of mind for the duration of your stay.

OVHC is not a requirement for every visa but it is compulsory for the majority of long-term visas. For example, to qualify for a 457 temporary employment visa or a 676 tourist visa, you must have an adequate level of health insurance cover in place for the duration of your stay. HIF offers OVHC policies to suit working and non-working visas that include the following:

  • 457 Temporary Work (Skilled) visa
  • 676 Tourist visa
  • 410 Retirement visa
  • Short-term visitors
  • Temporary residents
  • Norfolk Island residents

Frequently asked questions

Sources

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Written by

Insurance expert

A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio

Tim's expertise
Tim has written 154 Finder guides across topics including:
  • Personal finance
  • Financial comparison
  • Health insurance
  • General insurance
  • Life insurance
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