Allianz Care Australia Overseas Student Health cover (OSHC) review

24/7 assistance and telehealth are some of the reasons worth choosing Allianz Care Australia OSHC.

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Pros

  • Covers private and public hospital stays and emergency ambulance cover.
  • There are no waiting periods for psychiatric conditions.
  • Extras cover is available via Allianz’s Care OSHC Extras policy.
  • Allianz received a 2026 Finder Award for Best Overseas Student Health Cover.

Cons

  • It won’t cover more than the MBS fee for GP visits.

How does Allianz Care OSHC compare with other OSHC providers?

Allianz Care OSHC is comparable to the other 5 OSHC providers in Australia. It covers you for private and public hospitals admissions, ambulance transportation, GP visits, medical tests and prescription medicine.

  • Primary OSHC policyholders have exclusive access to Sonder, 24/7 medical, mental and safety support mobile app, at no added cost*
  • Emergency ambulance
Finder Score Visa Compliant Private Hospital GP visits Pharmaceutical Price
$500 ($1,000 for families)
From $54 per month
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Allianz Care OSHC logo
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$750 ($1500 for families)
From $77 per month
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ahm OSHC logo
From $56 per month
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BUPA OSHC logo
From $58.25 per month
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nib OSHC logo
From $60.48 per month
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Medibank OSHC logo
$500
From $59.95 per month
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Medibank OSHC logo
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$1,000
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Finder Score for overseas health insurance

To make comparing overseas health insurance even easier, we developed the Finder Score. Factors like price, hospital cover, extras cover, emergency travel, and more are weighted and scaled across 50+ policies from 15+ providers to produce a score out of 10. The higher the score, the more competitive the policy.

Read the full methodology

What additional cover options are available?

Allianz Care has an Overseas Student Health Cover Extras policy that provides cover for dental, optical and physiotherapy. This is a separate product to the Allianz Care Australia OSHC product and is entirely optional for students travelling to Australia.

How to make a claim

Claims can be made online via the Allianz MyHealth members portal or via the Allianz MyHealth app, up to the benefit amount listed.

FAQs

* Access to Sonder is available at no extra cost to primary Allianz Care Australia OSHC policyholders. Visit sonderau.com/allianzcare for eligibility and T&Cs. Allianz Care Australia has an exclusive partnership with Sonder for provision of OSHC products, making it the only OSHC provider in the market to offer this service.

Sources

Peta Taylor's headshot
Written by

Publisher of Insurance

Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

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Co-written by

Journalist

Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

Gary Ross's expertise
Gary Ross has written 554 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

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