Medibank Overseas Visitor Health Cover

Medibank OVHC offers health cover that meets the condition for visa subclass 601, 601, 651, 417, 485 and more.

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Gary Ross Hunter

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Tim Bennett

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4.7 based on 827 reviews

Key takeaways

  • Medibank offers various OVHC policies, including those that meet the 8501 visa condition.
  • Some services may be subject to waiting periods.
  • You can claim straight away for out-of-hospital medical services.

Why do you need OVHC?

To satisfy your visa requirements, you might need to have some form of healthcare in place. Medibank offers Overseas Visitor Health Cover for most visa holders, such as student cover, workers and visitors visa cover and more, including covers meeting the 8501 visa condition. Read below to find out what Medibank OVHC covers and whether it is the right cover for you.

Compare Medibank OVHC options

Finder Score Meets condition 8501 Excess options Dental Medical repatriation Price
8.5 Great
$300, $500
From $72.30
Get 8 weeks free on Medibank Overseas Workers Health Cover. For members who join eligible cover by 30 Sep 2026 using promo code WORKER8. T&Cs apply.
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Medibank OVHC logo
8.7 Great
Medibank Overseas Workers Standard Hospital and Medical
8.7 Great
$250, $500, $750
Up to $100,000
From $119.00
Get 8 weeks free on Medibank Overseas Workers Health Cover. For members who join eligible cover by 30 Sep 2026 using promo code WORKER8. T&Cs apply.
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Compare product selection
Medibank OVHC logo
8.6 Great
Medibank Overseas Visitors Starter Hospital and Medical
8.6 Great
$250, $750
From $55.65
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Medibank OVHC logo
7.7 Great
Medibank Overseas Visitors Core Hospital and Medical
7.7 Great
$500
Up to $50,000
From $157.90
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Medibank OVHC logo
7.7 Great
Medibank Overseas Workers Premium Hospital, Medical and Extras
7.7 Great
$250, $500
From $608.70
Get 8 weeks free on Medibank Overseas Workers Health Cover. For members who join eligible cover by 30 Sep 2026 using promo code WORKER8. T&Cs apply.
Get quoteView details
Compare product selection
Medibank OVHC logo
7.2 Great
Medibank Overseas Visitors Comprehensive Hospital
7.2 Great
$500
Up to $50,000
From $166.95
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Medibank OVHC logo
6.2 Standard
Medibank Overseas Workers Advanced Hospital and Medical
6.2 Standard
$500
From $564.90
Get 8 weeks free on Medibank Overseas Workers Health Cover. For members who join eligible cover by 30 Sep 2026 using promo code WORKER8. T&Cs apply.
Get quoteView details
Compare product selection
Medibank OVHC logo
6 Standard
Medibank Overseas Visitors Premier Hospital and Medical
6 Standard
$500
Up to $50,000
From $660.00
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Finder Score for overseas health insurance

To make comparing overseas health insurance even easier, we developed the Finder Score. Factors like price, hospital cover, extras cover, emergency travel, and more are weighted and scaled across 50+ policies from 15+ providers to produce a score out of 10. The higher the score, the more competitive the policy.

Read the full methodology

    Overseas Visitor Health Cover (OVHC)

    • Overseas Visitors Comprehensive Hospital. Great value Hospital cover that meets any visa health insurance requirements (condition 8501). Suitable for visitors who want comprehensive in-hospital support but don't need cover for outpatient services, such as GP visits.
    • Overseas Visitors Starter Hospital and Medical. This mid-level range of cover offers protection for young people visiting Australia. It covers hospital treatments including heart, joint and cancer. However, if you need health insurance for your visa, this option does not meet condition 8501 as required.

    Working Visa Health Cover

    • Overseas Workers Base Hospital. This provides you with basic treatment as an admitted patient in a public or private hospital and satisfies your visa requirements.
    • Overseas Workers Standard Hospital and Medical. Helps cover the cost of everyday medical services like seeing a GP. Outpatient pregnancy and birth services are not included.
    • Overseas Workers Advanced Hospital and Medical. This comprehensive hospital cover includes pregnancy and birth and assisted reproductive services, heart and vascular system admissions and benefits towards GP visits, x-rays and blood tests.
    • Overseas Workers Premium Hospital, Medical and Extras. As well as comprehensive hospital cover, this also cover extras, which includes out of hospital services like dental and physiotherapy.

    Student Cover

    • Essentials OSHC. Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical needs. Purchase online quickly and easily.
    • Comprehensive OSHC. Cover that meets your student visa health insurance requirements (for all course types), helps towards your hospital and medical costs, as well as providing added value above Essentials OSHC. This product is only available through selected universities and schools. Check with your institution to see if you are eligible for this cover.
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    To make sure you get accurate and helpful information, this guide has been reviewed by Tim Bennett, a member of Finder's Editorial Review Board.
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    Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

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