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IMAN Health Insurance Visitor Cover Review

Our verdict: IMAN health insurance has basic and budget cover for working visa holders, but doesn’t offer comprehensive cover.

Pros

  • At $57.60 a month, it's around $15 a month cheaper than equivalent policies with Medibank and Allianz.
  • Its 2 policies, Budget and Basic, are good if you want fairly low-level and affordable cover, but there are other funds offering more comprehensive plans.

Cons

  • There is no extras cover with a Budget policy, so if you want it, you'll need to upgrade to Basic.
  • It's not available to everyone – only Australian visa holders.

IMAN health insurance: Our verdict

IMAN is a health insurance provider specialising in cover for Australian visitors. It is underwritten by nib, Australia's fourth largest health insurer by market share, so you'll get access to the same expansive private hospital network.

IMAN is good if:

  • You're an Australian visa holder
  • You need healthcare as part of your visa requirements

IMAN is not great if:

  • You aren't on a visa
  • You want more comprehensive cover

Review by our insurance and innovations editor Gary Ross Hunter

What types of health insurance does IMAN offer?

Ambulance icon

Budget Visitor Cover

This is a budget option that lets you meet your visa requirements and avoid paying extra for benefits you don't want. Hospital and ambulance cover are included and nothing else.

  • Starts from around $15 per week
  • Pays 100% of the cost of overnight and same-day hospital stays, ward fees, operating theatre and intensive care costs
  • No extras available

Hospital icon

Basic Visitor Cover

This covers more hospital costs, starts from around $23 per week and pays 100% of the cost of overnight and same-day hospital stays, ward fees, intensive care and operating theatre costs. It also pays benefits towards prescription medicine. Cover includes:

  • Rehabilitation
  • Eye treatments
  • Gastroscopies
  • Tonsils removal

IMAN health insurance complaints

We looked at the 2021 Ombudsman health insurance complaints. IMAN is issued by nib. Here's how the health insurer stacked up against its competitors:

  • It received a smaller percentage of complaints than its market share.
  • It had proportionally more complaints than 11 other health funds, including Bupa, HBF and Medibank.

This chart shows the weighted volume of complaints received by each health fund, according to the Commonwealth Ombudsman. The lower the number, the better. Only non-restricted funds with a national market share of at least 0.1% are included here. nib is twelfth overall in this ranking. The weighting ensures that funds are compared fairly; larger funds serve more customers so can potentially get more complaints.

IMAN frequently asked questions

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