IMAN is a health insurance provider specialising in cover for Australian visitors. It is underwritten by nib, Australia's fourth largest health insurer by market share, so you'll get access to the same expansive private hospital network.
IMAN is good if:
IMAN is not great if:
Review by our insurance and innovations editor Gary Ross Hunter
This is a budget option that lets you meet your visa requirements and avoid paying extra for benefits you don't want. Hospital and ambulance cover are included and nothing else.
This covers more hospital costs, starts from around $23 per week and pays 100% of the cost of overnight and same-day hospital stays, ward fees, intensive care and operating theatre costs. It also pays benefits towards prescription medicine. Cover includes:
We looked at the 2021 Ombudsman health insurance complaints. IMAN is issued by nib. Here's how the health insurer stacked up against its competitors:
This chart shows the weighted volume of complaints received by each health fund, according to the Commonwealth Ombudsman. The lower the number, the better. Only non-restricted funds with a national market share of at least 0.1% are included here. nib is twelfth overall in this ranking. The weighting ensures that funds are compared fairly; larger funds serve more customers so can potentially get more complaints.
It's too soon to tell but things aren't looking good.
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