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SmartSave offers superannuation and retirement solutions through a range of investment options. You can join this super fund as an individual or an employer-sponsored member. This super fund provides comprehensive insurance arrangements. In some cases members get automatic cover, without having to submit evidence of good health.
SmartSave gives you the option of accessing a financial adviser who can prepare a comprehensive financial plan based on your individual circumstances. The SmartSave MySuper is ideal for people who are looking for low-cost super funds without much fanfare.
The Trust Company (Superannuation) Limited (TTCSL) manages SmartSave Personal Choice & Smart Pensions. The Australian Prudential Regulation Authority (APRA) regulates TTCSL.
SmartSave specialises in providing superannuation and pension solutions, giving members the ability to choose from an array of investment options across major asset classes. These include multi-sector options that target risk and growth differently as well as single asset classes such as Australian and international shares, property, fixed interest and cash.
As a member of the super fund you can withdraw your retirement benefit as a lump sum or convert it into a regular income stream through a SmartSave pension. You retain access to money in your account at all times, in line with legislative requirements.
By investing in a Personal Choice & Smart Pension, you become a member of the SmartSave ‘Member’s Choice’ Superannuation Master Plan.
SmartSave gives its members round-the-clock access to its online platform. You can login to this platform to view your account balance and transaction history, submit your social security number, change personal details and manage investment options. This online reporting platform lets you export data to Excel seamlessly.
When you become a member of the SmartSave super fund you can choose from different investment options based on factors such as risk, time frame, diversification and investment goals. While you get to choose from some pre-mixed diversified alternatives, you can invest in single asset classes as well.
When you turn 65 years old or reach your preservation age you have the option of accessing your savings as a lump sum or you can transfer it to a pension account. This can give you a regular stream of income that benefits through tax concessions.
To open a super fund account with SmartSave as an individual you have to complete the Personal Choice Application Form. To download this form, visit the SmartSave website. Once you complete it, simply mail it across. You can join this super fund at different stages in your life.
Applying for a SmartSave super fund or pension account requires that you meet some basic eligibility criteria.
To complete the application successfully, you have to provide different kinds of information.
Once your SmartSave account is open, you can login to the online platform and change your personal details, investment options and beneficiary details as per your convenience.
Since there are a number of other super providers with similar offerings, it’s in your best interest to compare a few before deciding.
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