Picture not described

Police Health Insurance review

Police Health could be good if you want roll-over extras benefits and nearly unrestricted hospital cover.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Finder doesn't currently have access to this health insurance brand. You might want to consider other options available on the health insurance homepage.

Pros

  • Good for anyone who values their extras. Unused extras limits are useable in the following calendar year, something that isn't offered by other health funds.
  • Good for receiving benefits at any recognised hospital in Australia – no need to worry about whether it's part of a network or not.

Cons

  • Beware if you aren't eligible to join Police Health Insurance. It isn't available to everyone.

Compare health insurance from 30+ providers

Compare health insurance for free
Compare prices from 30+ Aussie funds in under 30 seconds.

Police Health Insurance: Our verdict

Police Health is a restricted-access health fund for people with connections to the police force. If you're a current or retired Australian police officer, or the family member of one, you're eligible to subscribe to its policies.

Police Health is good if:

  • You want comprehensive cover.
  • You want to go with a not-for-profit.

Police Health is not great if:

  • You aren't eligible for a policy.

Review by our insurance writer Gary Hunter.

What types of health insurance does Police Health offer?

Hospital icon

Hospital coverage

Police Health only offers a single type of insurance in each category, each one a Gold tier in the new classification system:

  • Gold Hospital. This is premium-level cover, covering all procedures you are likely to undergo in hospital, while allowing you to pick your hospital and provider. It has no excess, no co-payment, and 100% cover for emergency ambulance transport. There are also zero exclusions on treatments covered, within the bounds of the Private Health Insurance Act 2007.

Clipboard icon

Combined coverage

  • Gold Combined. This combined hospital and extras cover brings together the benefits of both Gold Hospital and Rolling Extras at a reduced premium, including the roll over of unused benefits to the next calendar year. It also adds some benefits for laser eye surgery.

Police Health frequently asked questions

More guides on Finder

  • 8501 visa condition

    The 8501 visa condition means you need to get health insurance for your stay.

  • Trailer Insurance

    Your comprehensive guide to getting trailer insurance for caravans, mobile homes and box trailers.

  • Lowest home loan rates

    Learn how to look for the cheapest home loans and how to pick them out from a broad selection on offer.

  • Finder Earn

    Finder Earn lets you get a return of up to 6.01% p.a. on your capital, compounded daily. Find out how it works and how to get it here.

  • Finder Earn

    Finder Earn lets you get a return of up to 6.01% p.a. on your capital, compounded daily. Find out how it works and how to get it here.

  • Finder Earn

    Finder Earn lets you get a return of up to 6.01% p.a. on your capital, compounded daily. Find out how it works and how to get it here.

  • Finder Earn

    Finder Earn lets you get a return of up to 6.01% p.a. on your capital, compounded daily. Find out how it works and how to get it here.

  • Finder Earn

    Finder Earn lets you get a return of up to 6.01% p.a. on your capital, compounded daily. Find out how it works and how to get it here.

  • Does travel insurance cover Airbnb?

    We take a look to see if you are fully protected by insurance if your Airbnb trip goes wrong.

  • Understanding The Australian Election ft. Left Right Out

    From how the voting systems works to which parties line up with your values, we chat with the hosts of Left Right Out podcast about what you need to know before you hit the polls this year.

Save on your health insurance

Go to site