How to check car insurance | Finder
finder.com.au

How to check car insurance

You can check your car insurance on your state's check car registration page and your certificate of insurance.

Avatar
Gary Hunter
Updated
Fact checked

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

It's a good idea to keep up to date with your car insurance, whether you're thinking about switching providers for a better deal or simply want to check your car insurance expiry date. You can check if a car has insurance, specifically compulsory third party (CTP) insurance, on your state or territory's check registration page. For third party insurance and comprehensive insurance, you can check your expiry date and more on your certificate of insurance.

What's in this guide?

  1. How can you check if your car is insured?
  2. How do you check who you're insured with?
  3. How to check your car insurance expiry date
  4. How to check your car registration

How can you check if your car is insured?

Checking car insurance will differ depending on the state or territory you live in. For example, if your car is registered in NSW, you can look up the CTP insurer for your vehicle by using Service NSW to check registration. For all other states and territories, CTP insurance is included with your registration. You can still check your car's CTP with your state or territory's car registration site.

How do you check who you're insured with?

To check who your car is insured with, you can use the check registration site of the state or territory your car is registered in. Registration checks are free and they include:

  • Your registration expiry date
  • Whether the registration of the vehicle is cancelled or suspended
  • Any registration restrictions or concessions (for example, charges that might apply when the vehicle is transferred to a new owner)
  • The CTP insurer you are with and the policy expiry date

If you don't have CTP insurance or it is up for renewal in the next three months, you can use the Green Slip Check in NSW to get a CTP Green Slip quote comparison from all insurers. You'll need your driver's licence number or billing number and the vehicle's plate number to receive quotes.

a couple looking at the laptop

How to check your car insurance expiry date

You can check your CTP car insurance expiry date with your state or territory's check registration site. Once you've entered your rego details, you will be told if you have CTP insurance, who it is with and when your policy will expire.

If you want to check when your third party property or comprehensive insurance expires, you can find this on your certificate of insurance. This is issued to you when you purchase a policy as confirmation and includes when your policy starts and ends. It also contains the type of insurance you have and how much you paid for it. Sometimes it's referred to as your "schedule". If you don't have your certificate of insurance (you should have a digital and physical copy) you can contact your insurer and find out when your policy expires.

How to check your car registration

To check if a car is registered, all you need to do is go to the check registration site of your state or territory. They are listed below:

In most cases, you can also call if you can't check your car registration online.

Bills in the Finder app

Want a better way to track your bills?

The Finder app helps you track your bills so you don't get any nasty surprises come payday. We'll also see if we can find you a better deal so you can save some cash too. Pop in your phone number below to get your download link.

By submitting your phone number, you agree to the Finder privacy policy and terms of use

More guides on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site