Homestar Star Classic Owner Occupied Fixed Special Home Loan

The Classic Owner Occupied Fixed Special Home Loan from Homestar is one of the lowest fixed rate loans around.

The Homestar Star Classic Owner Occupied Fixed Special Home Loan offers homebuyers a very low one year interest rate. The loan is for home buyers, not investors, and you need a 20% deposit to get it.

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Review by


Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).

Expert review

The Homestar Star Classic Owner Occupied Fixed Special Home Loan is only for owner-occupiers and has principal-and-interest repayments. Your rate won't change for the first year of the loan. After that, it reverts to a variable loan with a different rate.

This is a basic home loan that doesn't have an offset account, but it does have a redraw facility and flexible repayment options.

About this loan

What are the features and benefits of the Homestar Star Classic Owner Occupied Fixed Special Home Loan?

  • Loan amount. The Homestar Star Classic Owner Occupied Fixed Special Home Loan has a minimum loan amount of $150,000 and a maximum loan amount of $1,000,000.
  • Loan to value ratio (minimum deposit). The maximum insured loan to value ratio for this product is 80%. In other words, you need a 20% deposit to get this loan.
  • Extra repayments. You can make extra repayments and access them via a redraw facility. The loan does not have an offset account.
  • Other options. This loan has a split facility, allowing you to separate the loan into fixed and variable portions. It is not portable.

How to apply

If you want to apply for the Homestar Star Classic Owner Occupied Fixed Special Home Loan or get more information about the product, simply click the green button and leave your details. Then a lending specialist from Homestar will get in touch with you and help you take the next step.

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