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The Gold Home Loan from Homestar is a fixed rate loan with principal-and-interest repayments. The loan has a very low fixed rate. You must be refinancing an existing mortgage to qualify for this product.
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Review by
Richard Whitten is a senior writer at Finder covering home loans and property. He helps everyone understand the ins and outs of mortgages so they can make smarter property decisions. He has written for Yahoo Finance, Money Magazine, Homely, and for multiple banks and lenders. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea. Richard has a Bachelor of Education, a Graduate Certificate in Communication and is currently studying a Certificate IV in Finance and Mortgage Broking.
The loan has a maximum insured LVR of 60%, meaning you will need a 40% deposit (or rather, equity).
The Homestar Gold Home Loan has several fees you should be aware of.
To apply for this product or to get more information, click the green button and follow the application process to speak to a mortgage specialist from Homestar. They'll talk you through eligibility requirements and assist you with the application.