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IMB Home Loans

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Richard Whitten
Richard Whitten

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IMB

On this page you can find information about IMB home loans. Skip ahead to the full table of products or read more about the lender.

Compare IMB home loans

Compare IMB home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to IMB's website for the product you selected.

Rates last updated September 18th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
IMB Fixed Rate Home Loan - 2 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
IMB Fixed Rate Home Loan - 2 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
2.99%
3.55%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online.
Go to site More info
IMB Fixed Rate Home Loan - 3 Years Fixed (LVR ≤90% Investor, P&I, NSW and ACT borrowers only)
IMB Fixed Rate Home Loan - 3 Years Fixed (LVR ≤90% Investor, P&I, NSW and ACT borrowers only)
3.49%
4.06%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
Go to site More info
IMB Fixed Rate Home Loan - 3 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
IMB Fixed Rate Home Loan - 3 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
2.99%
3.51%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online.
Go to site More info

Compare up to 4 providers

IMB lender profile

  • Founded in 1880, IMB offers face-to-face and electronic banking services including home and personal loans, savings and transaction accounts, term deposits, business banking, financial planning and a wide range of insurance products.
  • IMB offers a large selection of home loans to its customers. These loans are available for first-home buyers, as well as those looking to upgrade, refinance or renovate.
  • The simple online application process takes minutes and removes some of the stress out of finding the right home loan.

IMB mortgage features

IMB offers competitive fixed and variable rate mortgages for owner occupiers and investors.

FeatureDetails
Deposit sizeMost IMB home loans let you borrow 90% of your property's value.
Bridging financeIMB offers a bridging loan product for people looking to cover the funding gap between selling and buying homes.
RedrawMost IMB products allow you to redraw extra repayments from your mortgage.
Offset accountSeveral IMB home loans come with a 100% offset account, including the IMB Essentials home loan.

How do I apply for a IMB mortgage?

Clicking "Go to Site" on IMB's comparison table will start your application process and redirect you through to IMB's website.

Eligibility

Each IMB product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with IMB you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

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IMB Aged Care Loan

Fund your aged care needs with the equity from your property with an IMB Aged Care Loan. Find out if it’s right for you.

IMB Equity Line Advantage Home Loan review

Looking for a home loan that works with you to help you pay it off sooner? The IMB Equity Advantage Home Loan combines your home loan and everyday accounts so that you lower the interest you pay therefore paying off your home sooner.

IMB Standard Variable Home Loan

The IMB Standard Variable Home Loan offers flexible repayment options, a redraw facility to access any additional repayments made and a 100% offset account.

IMB Accelerator Home Loan

IMB’s Accelerator Home Loan offers a discount to your rate for the life of the loan, plus no monthly or annual fees.

IMB Introductory Variable Home Loan

The IMB Introductory Variable Home Loan gives you the extra funds you need to make your new house a home. .

IMB Budget Home Loan

Save on your home loan without compromising on the features you need with the IMB Budget Home Loan.

IMB Essentials Home Loan

A review of the IMB Essentials home loan which has a competitive variable rate, limited fees and useful features like an offset account.

IMB Fixed Rate Home Loan

The IMB Fixed Home Loan offers the peace of mind of a fixed interest rate along with plenty of flexible features.

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.09% p.a. and a 3.09% p.a. comparison rate.

More info
Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.

More info
Logo for Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer Discount 1 ($150k+ Owner Occupier, P&I)
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer Discount 1 ($150k+ Owner Occupier, P&I)

New borrowers or refinancers can get a discounted rate with this package loan.

More info

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