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IMB Home Loans

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Richard Whitten
Richard Whitten

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IMB

On this page you can find information about IMB home loans. Skip ahead to the full table of products or read more about the lender.

Compare IMB home loans

Compare IMB home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to IMB's website for the product you selected.

Rates last updated October 20th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
IMB Fixed Rate Home Loan - 2 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
IMB Fixed Rate Home Loan - 2 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
2.84%
3.53%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online.
More info
IMB Fixed Rate Home Loan - 3 Years Fixed (LVR ≤90% Investor, P&I, NSW and ACT borrowers only)
IMB Fixed Rate Home Loan - 3 Years Fixed (LVR ≤90% Investor, P&I, NSW and ACT borrowers only)
3.49%
4.06%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
More info
IMB Fixed Rate Home Loan - 3 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
IMB Fixed Rate Home Loan - 3 Year Fixed (LVR ≤ 90% Owner Occupier, P&I, NSW and ACT borrowers only)
2.84%
3.47%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online.
More info

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IMB lender profile

  • Founded in 1880, IMB offers face-to-face and electronic banking services including home and personal loans, savings and transaction accounts, term deposits, business banking, financial planning and a wide range of insurance products.
  • IMB offers a large selection of home loans to its customers. These loans are available for first-home buyers, as well as those looking to upgrade, refinance or renovate.
  • The simple online application process takes minutes and removes some of the stress out of finding the right home loan.

IMB mortgage features

IMB offers competitive fixed and variable rate mortgages for owner occupiers and investors.

FeatureDetails
Deposit sizeMost IMB home loans let you borrow 90% of your property's value.
Bridging financeIMB offers a bridging loan product for people looking to cover the funding gap between selling and buying homes.
RedrawMost IMB products allow you to redraw extra repayments from your mortgage.
Offset accountSeveral IMB home loans come with a 100% offset account, including the IMB Essentials home loan.

How do I apply for a IMB mortgage?

Clicking "Go to Site" on IMB's comparison table will start your application process and redirect you through to IMB's website.

Eligibility

Each IMB product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with IMB you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

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Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.

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Logo for Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.

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