IMB Home Loans

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IMB

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On this page you can find information about IMB home loans. Skip ahead to the full table of products or read more about the lender. Please note that IMB can only lend to borrowers in NSW and the ACT.

Compare IMB home loans

Compare IMB home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to IMB's website for the product you selected.

$
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
IMB Fixed Rate Home Loan
1.89%
2.87%
$449
$6 monthly ($72 p.a.)
95%
$547.35
NSW and ACT customers only. Lock in a low fixed rate for two years. Available with a 5% deposit.
IMB Fixed Rate Home Loan
1.97%
2.81%
$449
$6 monthly ($72 p.a.)
95%
$553.31
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
IMB Fixed Rate Home Loan
2.35%
3.33%
$449
$6 monthly ($72 p.a.)
90%
$582.16
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
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IMB lender profile

  • Founded in 1880, IMB offers face-to-face and electronic banking services including home and personal loans, savings and transaction accounts, term deposits, business banking, financial planning and a wide range of insurance products.
  • IMB offers a large selection of home loans to its customers. These loans are available for first-home buyers, as well as those looking to upgrade, refinance or renovate.
  • The simple online application process takes minutes and removes some of the stress out of finding the right home loan.

IMB mortgage features

IMB offers competitive fixed and variable rate mortgages for owner occupiers and investors.

FeatureDetails
Deposit sizeMost IMB home loans let you borrow 90% of your property's value.
Bridging financeIMB offers a bridging loan product for people looking to cover the funding gap between selling and buying homes.
RedrawMost IMB products allow you to redraw extra repayments from your mortgage.
Offset accountSeveral IMB home loans come with a 100% offset account, including the IMB Essentials home loan.

How do I apply for a IMB mortgage?

Clicking "Go to Site" on IMB's comparison table will start your application process and redirect you through to IMB's website.

Eligibility

Each IMB product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with IMB you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • IMB Reverse Mortgage

    A review of the IMB Reverse Mortgage. Use the equity in your property to fund your retirement.

  • IMB Aged Care Loan

    Fund your aged care needs with the equity from your property with an IMB Aged Care Loan. Find out if it's right for you.

  • IMB Equity Line Advantage Home Loan review

    Looking for a home loan that works with you to help you pay it off sooner? The IMB Equity Advantage Home Loan combines your home loan and everyday accounts so that you lower the interest you pay therefore paying off your home sooner.

  • IMB Standard Variable Home Loan

    The IMB Standard Variable Home Loan offers flexible repayment options, a redraw facility to access any additional repayments made and a 100% offset account.

  • IMB Accelerator Home Loan

    IMB's Accelerator Home Loan offers a discount to your rate for the life of the loan, plus no monthly or annual fees.

  • IMB Introductory Variable Home Loan

    The IMB Introductory Variable Home Loan gives you the extra funds you need to make your new house a home. .

  • IMB Budget Home Loan

    Save on your home loan without compromising on the features you need with the IMB Budget Home Loan.

  • IMB Essentials Home Loan

    A review of the IMB Essentials home loan which has a competitive variable rate, limited fees and useful features like an offset account.

  • IMB Fixed Rate Home Loan

    The IMB Fixed Home Loan offers the peace of mind of a fixed interest rate along with plenty of flexible features.

Home Loan Offers

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