Hit the "Load more" button to compare a bigger selection of products. You can also find more information on each individual product by clicking "More info".
Here are the key features and details you need to know about Bankwest's mortgage products.
| Feature | Details |
|---|---|
| Minimum deposit | Some Bankwest home loans are available with a 5% deposit (95% max insured LVR), including some of its most competitive rates. |
| Offset account? | Bankwest's package loans come with offset accounts. |
| Fees | Bankwest's Simple Home Loan has no application or ongoing fees, which could save you hundreds of dollars in loan costs. The Complete Home Loan Package charges one annual fee instead. |
| Repayment options | Both Bankwest's fixed and variable rate loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans. |
| Package benefits | The Bankwest Complete Home Loan Package lets you combine a credit card, mortgage and transaction account (with offset) for one annual fee. |
"I've been with Bankwest for the past 6 years. They got me as a customer in the first place because they acted swiftly to help me settle my property when other lenders were dragging their feet. In fact, I was in such a tight spot, I remember going into their office to fill out the paperwork and they had my loan approved within minutes of me completing the application form, whereas other lenders would take days just to respond to my emails. I had been tempted to switch to another lender once because of lower rates, only to find out that other lender would reject my application quite unreasonably. In the end, after some negotiations, Bankwest was able to offer me a better rate, not the best rate, but a good enough rate for me to stay. The excellent customer service justified paying a slightly higher rate."
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Find a better home loan
Take our easy quiz and start saving.
If you want to compare loans from lenders similar to Bankwest then you could look at the Big Four or some of Australia's other mid-sized lenders.
The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
Keystart offers loan products helping Western Australians get homes sooner with just a 2% deposit and no LMI.
Looking for a loan to fund a small residential property development such as a duplex or townhouse? Find out how to get the financing you need in this handy guide.
Here’s how to get a low doc construction loan as a self-employed borrower.
It's harder to get a home loan approved when buying off-the-plan apartments, studio apartments or in postcodes with an oversupply of apartments.
MoveBank Home Loans caters for the banking needs of Australia's transport and logistics industry.
To help low income families, Central Murray Bank continues this commitment with pre-approved home loans for its members.
Find out everything you need to know about home loans in our guide.
No doc home loans are rare in Australia, but not impossible to find. Here's how to get a loan without providing evidence of income.
QBank, formerly Queensland Police Credit Union, offers home loans and other banking products to police officers, fire brigade employees and health workers.
Learn about the home loans available from Horizon Credit union to see if they have a mortgage for you.
retired 65 & 63- mortgage free home valuation $600000. impaired credit rating, defaults paid or being paid.
equity release is this possible
Hi Sharon,
Thanks for your question.
Please contact your home loan consultant or the customer service team at Bankwest to enquire about this.
Cheers,
Shirley
HI there
do you guys offer loan on land? will it be home loan or investment loan ?
thanks
Hi Xayn,
Thanks for your question.
Bankwest offers a few home loans if you intend to build a new home, it can be for both investment or purchasing a home.
You may refer to our page and compare construction home loans. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Shirley
I want to be a Guarantor for my daughter who wants to borrow $335000 to buy a unit in Merrylands. She wants to borrow 100% loan. I have two mortgages with bankwest. No problem with my repayments. Value of my houses $1800000. I owe bankwest on both mortgages $546000. If I can get a loan from the bank I may transfer my loans to a bank that will accept to give my daughter the loan and I am her guarantor. My daughter has permanent job with the department of corrective services on an income of $70000 plus a year.
Hello Joe,
thanks for the question.
You may wish to speak to Bankwest directly regarding this matter, as they’ll be able to help you with the ins and outs of guarantor loans.
Cheers,
Marc.
My 3 year fixed rate with you ends in March 2014. What is the going rate to refinance? At present it is an investment property, but I wish to reside in it if the price is right
Hi Ann,
thanks for the question.
This will depend on the Bankwest loan you choose to refinance to. It may be helpful to contact Bankwest directly regarding rate negotiation.
I hope this helps,
Marc.