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RAA Home and Contents Insurance provides high-quality cover for your buildings and contents against a wide range of insured risks. You can choose to take out building cover only, contents cover only or combined cover for your building and contents.
The policy provides cover for loss or damage caused by fire, explosion, theft, storm, flood, malicious damage, impact and more. Motor burnout and glass breakage are also included, while your contents are insured in the open air and while temporarily removed from the insured address. Temporary accommodation costs are covered as well, while $20 million of legal liability cover offers protection if a claim for property damage or injury is made against you.
Your RAA Home and Contents Insurance claim will not be paid if:
The excess is the amount you are required to contribute towards a claim. The excess amount is shown on your certificate of insurance and RAA will only provide cover if the amount of the claim exceeds the excess you must pay. Your excess may be paid directly to the insurer, deducted from the claim amount the insurer pays you or may be payable to a supplier or repairer.
Unless stated elsewhere in the PDS, a voluntary excess is payable for each claim you make. You can choose to adjust this excess amount higher and receive cheaper premiums in return.
Other excesses that may apply include:
RAA Home and Contents Insurance policies can provide cover for Australian residential properties. Compare the features of RAA home insurance with cover options from other insurers to find the right policy for you.
If an event occurs that will lead to a claim, contact RAA as soon as possible to report the incident. You can do so over the phone or online via the RAA website.
Any theft, burglary or malicious damage should be reported to the police immediately, while you should also make sure not to admit any fault or liability.
You will need to allow around 10 minutes to report a claim and should have the following information handy:
You can contact the RAA claims team on 8202 4575 for more information.
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Can I ask for cash instead off store voucher when making a claim on jewellery
Hi M,
Thank you for reaching out to Finder.
Depending on the settlement of the claim, you may request this directly to the company representative if it is possible to have the claim converted into cash instead. Hope this helps!
Cheers,
Reggie