What is the current Medibank promo code?

The current Medibank promo code is 12WEEKSPLUS, which gives new members up to 12 weeks free on eligible combined hospital and extras cover. The code is valid until 30 June 2026 and must be entered during the sign-up process.

Does Medibank have any coupon codes?

Medibank doesn't offer traditional coupon codes, but they do run sign-up promo codes for new members. The current code is 12WEEKSPLUS for up to 12 weeks free. Joining through Finder with this code also unlocks a $300 digital gift card exclusive to Finder Rewards members.

How do I get the Medibank offer?

To get the offer, you must join Medibank with an eligible hospital and extras cover through the Finder comparison service during the specified promotion period.

Does the Medibank sign-up offer waive the 12-month waiting period for pregnancy?

No, Medibank sign-up offers typically only waive the 2 and 6-month waiting periods for extras cover. The 12-month waiting period for pre-existing conditions and pregnancy-related services remains mandatory under Australian government regulations and cannot be waived by promotional deals.

How long do I need to hold my policy before getting the first 6 weeks free?

You must hold your eligible cover for 42 consecutive days from the policy start date to receive the initial 6 weeks free. Once this period is reached, the discount is usually applied to your next billing cycle, provided your premium payments are up to date.

Am I eligible for the Medibank offer if I am a former member?

No, you are generally not eligible for sign-up offers if you have held a Medibank or ahm health cover policy in the 60 days prior to joining. Most promotions are strictly for new members, though dependents coming off a parent's policy may sometimes be eligible.

How do I claim the Live Better points gift cards included in the offer?

You must join the Live Better rewards program and track an eligible health activity in the My Medibank app within 42 days of your cover start date. Once the activity is recorded, your points will be credited to your account and can be redeemed for gift cards from partners like Apple, adidas and THE ICONIC.

What happens to my sign-up offer if I downgrade my cover within the first year?

You will likely forfeit the second instalment of free weeks if you downgrade to an ineligible policy or cancel your cover before the 15-month mark. Most Medibank promotions require you to maintain the same level of eligible hospital and extras cover to receive the subsequent 6 weeks of free cover in the second year.

Do I need a promo code to access Medibank deals on Finder?

Yes, you must typically enter a specific promo code such as 12WEEKSPLUS or EXTRA8WEEKS during the application process to qualify for the deal. This code is often provided directly on the Finder comparison table or the Medibank offer page.

Medibank Health Insurance Offers & Promotions 2026

Who’s this health cover for?

Medibank regularly has sign-up offers and promo codes that new customers can use.
Most Medibank promo codes require you to take out combined hospital and extras coverage.
Medibank customers get other benefits like deals on gyms, glasses and other insurance discounts.

Other benefits for Medibank members

When you sign up to Medibank, you'll get more than just a sign-up discount. You'll also get access to a range of additional health services that you can use as part of your membership.

Mental Health Phone Support: Medibank hospital members have access to a 24/7 mental health phone support hotline.
Telehealth services: If you have an eligible Medibank extras plan, you'll have access to a large list of telehealth services with Medibank partner providers.
24/7 Medibank Nurse: Medibank provides members with 24/7 phone nurses, to give you peace of mind around the clock.

Medibank partner discounts

Here are some of the partner discounts that you can claim as a Medibank member. These offers do change from time to time. We try to keep this list up to date, but if an offer is important to you, check the Medibank partner offers page to make sure that they're still current.

Discounts on gym memberships

Medibank members can get 15% discounts off subscriptions at Goodlife and Fitness First.

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15% off Travel Insurance

Travel insurance

If you have Medibank health insurance, you can get 15% off travel insurance.

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Save 10% on Pet Insurance

Pet insurance

If you're looking for pet insurance as well, you can get money off your premiums with Medibank.

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Save 15% on sunglasses

Health insurance

Sunglass Hut provides 15% off selected sunnies if you have Medibank health insurance.

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Save at Specsavers and OPSM

Medibank extras policy holders can enjoy exclusive savings and benefits when getting prescription glasses at OPSM or Specsavers.

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Did you know?

Did you know 83% of Australians stick with the same health fund long-term, despite premiums rising by an average of 4.41%, according to Finder's 2026 Health Report? Just 40% review their cover annually, meaning many miss out on better offers elsewhere. Before signing up or renewing with Medibank, it's worth comparing current deals and incentives to make sure you're getting the best value available, rather than defaulting to your existing policy.

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Written by

Ceyda Erem

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

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