Health care and concession cards
There are 6 concession card options available when it comes to your health care in Australia.
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Australians are lucky to have access to a range of concessions, which provide them with access to numerous discounted medical and health services.
These services include:
Health Care Card
The Health Care Card is a concession card available to some Australians that can provide access to cheaper medicines and concessions on services such as ambulance, dental and eye care.
Health Care Card eligibility requires you to live in Australia and receive:
- ABSTUDY Living Allowance
- Carer Allowance for a child under 16 – the card is for the child in your care only
- Carer Payment for short-term or irregular care less than six months
- Family Tax Benefit
- Farm Household Allowance
- JobSeeker Payment
- Mobility Allowance if you're not receiving Disability Support Pension
- Parenting Payment partnered
- Partner Allowance
- Special Benefit
- Widow Allowance
- Youth Allowance as a job seeker
One beneficial aspect of the Health Care Card is it requires no application. If you’re eligible you’ll receive a card.
Low Income Health Care Card
Aussies earning below varying thresholds are eligible to the Low Income Health Care Card, which provides them with:
- Access to bulk-billed doctors visits
- Larger refund once you’ve hit Medicare Safety Net
- Discounted medicine under the PBS
Depending on where you live, your state might also offer you discounted power bills, rego and public transport costs.
Below are the thresholds that you’ll need to fall below depending on your living situation:
For each extra child, add$34.00$272.00
|Status||Weekly income||Income in an 8-week period|
|Single, no children||$636.00||$5,088.00|
|Couple combined, no children||$1,094.00||$8,752.00|
|Single, one dependent child||$1,094.00||$8,752.00|
|Couple combined, 1 child||$1,128.00||$9,024.00|
Commonwealth Seniors Health Card
The Commonwealth Seniors Health Card is available to Australians once they reach pension age, which varies depending on the year you were born:
|If your birthdate is||Eligible at|
|1 July 1952 to 31 December 1953||65 years and 6 months|
|1 January 1954 to 30 June 1955||66 years|
|1 July 1955 to 31 December 1956||66 years and 6 months|
|From 1 January 1957||67 years|
Just like the Low Income Health Care Card, those with a Commonwealth Seniors Health Card can access bulk-billed doctors, get increase refunds once they hit the Medicare Safety Net and cheaper medicines under the PBS.
Pensioners Concession Card
Those with a Pensioners Concession Card can access cheaper medicine under the PBS, bulk bill doctors (depending on your doctor), receive increased refunds once they’ve met the Medicare Safety Net and get help with hearing services.
To be eligible for a Pensioner Concession Card you must be on:
- Age Pension
- Bereavement Allowance
- Carer Payment
- Disability Support Pension
- JobSeeker Payment or Youth Allowance
- Parenting Payment single
You’re also eligible if you’re over the age of 60 and have been receiving one of the following benefits for nine months or more:
Foster Child Health Care Card
If you are a foster carer or are currently looking after someone else's child, you’ll be eligible for the Foster Child HealthCare Card, which provides you with access to cheaper medicines through the PBS
and some discounts for foster children in your care. These concessions vary from state to state.
Ex-carer Allowance (Child) Health Care Card
The Ex-carer Allowance (Child) Health Care Card is available to Australians who are full-time students between the ages of 16 and 25, and it provides recipients with more affordable medications and some other discounts. The Ex-carer Allowance (child) Health Care Card is not means-tested.
Picture: Pexels and Humanservices.gov.au
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