Delphi Bank
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Compare Delphi Bank savings accounts

If you have big plans for your financial future Delphi Bank can help you get there.

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Operating under the Bendigo - Adelaide Bank umbrella, you get the best of both worlds with Delphi Bank. Australians have the security and confidence that a big bank provides combined with the personalised services that only a smaller bank offer.

Important information

On February 21, 2022, Delphi Bank started offering Bendigo Bank products to their customers to align further with Bendigo Bank's vision. Delphi Bank has been a part of Bendigo and Adelaide Bank since 2012.

Who is Delphi Bank?

Delphi Bank was formed in 2012 when Adelaide and Bendigo Banks acquired Bank of Cyprus Australia. Through them, members are able to save for a number of different needs. They offer savings products for big investors, young kids, and Australians who are trying to stay on budget. With access to an extensive ATM network and online banking features, you won't miss the big bank name with Delphi Bank.

Awards that Delphi Bank has earned

  • Money Magazine's Gold Award - Best of the Best Awards for Best Savings account in 2015 for the Midas Account.

What is internet banking like for Delphi Bank?

The Delphi Bank internet facility saves you time by letting you bank wherever you are and whenever you need to so long as there is a connection to the web close by. With security measures that are equal to the highest standards in the industry you can rest assured that your money and activities are secure.

In order to use the features of Delphi Bank's internet banking you will need to register for the service first. This is as simple as filling in a form and dropping it off at a local branch so that they can set up the account and issue you a special code for access.

Notable features include:

  • Checking on account details and balances
  • Paying bills through BPAY
  • Viewing or printing statements and transaction records from prior 60 days
  • Transferring funds to an account in another financial instution
  • Transferring funds to another Delphi Bank account
  • Schedule your bill payments and transfers for up to the next 60 days

What about the mobile app

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What are the pros and cons of banking with Delphi Bank?

Pros

  • Term Deposit. You can start a higher interest earning term deposit account with a minimum investment of $1,000.
  • Security. With advanced features for online banking you are able to allow multiple users access the account and still remain secure.
  • ATM access. Delphi Bank is a part of both Bendigo and Adelaide Bank's ATM networks as well as rediATM.
  • Competitive rates and fees. The interest rates you earn and account fees you pay are in line with what you find at other Australian banks.

Cons

  • Minimum requirements. You will find that with some accounts you're required to maintain minimum balance requirement in order to receive the full benefits.
  • Availability. The branch availability is limited to only 13, primarily in Victoria and New South Wales, which could make it difficult for those who are in need of personal service.

How do I apply for a Delphi Bank account?

For any of the accounts offered by Delphi Bank you will either need to visit a branch to apply, or fill out an online form for a representative to contact you. If you do decide to stop by a branch, you should take with you identification documents such as your passport, driver's license and a current utility bill. They will also ask for your tax file number (TFN) or exemption code, which you can choose not to provide. The age requirement will be determined by the type of account you are opening, as will the opening deposit requirement.

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