Delphi Bank Midas Account

Access your savings any time with an award-winning Delphi Bank Midas savings account.

Delphi Bank Midas savings account makes it simple to save with 24/7 online banking access and a competitive interest rate. With funds available at-call and no account-keeping fees, you can enjoy the flexibility of withdrawing money as often as you want without penalties.

0.1% p.a.

Maximum variable rate


Base interest rate

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Product NameDelphi Bank Midas Account
Maximum Variable Rate0.1% p.a.
Standard Variable Rate0.10% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$10
Minimum Age18

Key features

Competitive interest rate of 0.1% p.a.

An interest rate of 0.1% p.a. is applied to all funds in the Midas account. Unlike some other savings accounts, you don't need to meet any deposit requirements or withdrawal restrictions to receive this interest rate.

Interest calculated daily

Interest is calculated daily and added to your account on the last calendar day of the month. It's a variable interest rate, so will most likely move along the RBA cash rate.

Launch savings calculator

How to apply

If you like the flexibility and interest rate of the Midas account, you'll need to download and complete the New Customer Account Opening Form on their website.


Check first to make sure that you are able to meet the eligibility requirements:

  • Account status. You must have an existing Delphi Bank account.
  • Age. Only applicants aged 18 years or older will be considered to open the Midas account.

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