We’ve categorised home loan products based on their unique features to help you choose the loan that is right for you.
Home loans under 4% compared
Interest rates are the biggest cost of a home loan. Below is a range of home loans with interest rates under 4%. Be sure to look at not only the interest rate but the comparison rate too, which takes into account the rates and fees which apply to the loan.
First-time home buyer home loans comparedThe needs of first-time home buyers may differ from those who are refinancing. You might have a smaller deposit or you might be looking for a basic home loan to reduce your monthly repayments. Here is a round-up of some home loans that might suit your needs.
Low-deposit home loans compared
Home loans with an offset account compared
Compare home loans from the big 4 banks
Don't want to do it yourself? Contact a mortgage brokerA mortgage broker is a professional who helps borrowers find home loans. Brokers sort through the hundreds of loans available in the market so you don't have to. They're usually free from the borrower's perspective as they earn a commission from the lender you choose to go with. Mortgage brokers are a good choice for people who find it hard to get normal approval for a loan, such as self-employed business owners, people with poor credit history and anyone receiving government benefits.
Home Loan OffersImportant Information*
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+
Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.
Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.
Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
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