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Finder Score Roadside Assistance Accidental damage Agreed or market value
9.4 Excellent
Agreed or Market
Summary: A great value policy with exceptional customer service. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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9.8 Excellent
Optional
Agreed or Market
Bonus points offer: Earn up to 50,000 Qantas Points with every car insurance policy. Ends 30 June 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

Who it might be good for: People who want more bang for their buck with Qantas Points.
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9.9 Excellent
Standalone
Agreed or Market
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Summary: Budget Direct Comprehensive is highly commended as a feature-packed car insurance. It's cheaper than most, plus you can lower costs by adding age restrictions.

Who it might be good for: Anyone who wants a good value policy.
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QBE logo
7.5 Great
QBE Comprehensive
7.5 Great
Agreed or Market
Discount: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.
Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
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ROLLiN' logo
9 Excellent
ROLLiN' Comprehensive
9 Excellent
Agreed
Discount: Get up to 10% off for up to 6 months on ROLLiN’ Comprehensive Car Insurance Policy. Offer ends 30 Jun 2026. T&Cs apply. Minimum Premiums may apply.
Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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RACV logo
7.8 Great
RACV Comprehensive (VIC customers only)
7.8 Great
Standalone
Agreed or Market
Summary: RACV Comprehensive offers member-based car insurance with flexible cover options and solid inclusions, depending on your level of cover.

Who it might be good for: VIC drivers seeking customisable cover with strong benefits and potential member perks.
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Bingle logo
8.5 Great
Bingle Comprehensive
8.5 Great
Market
Summary: Bingle car insurance delivers decent coverage across the basics, such as damage to your car, theft and storms.

Who it might be good for: Drivers looking for a no-frills policy with accessible coverage options.
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Coles logo
9.8 Excellent
Coles Comprehensive Insurance
9.8 Excellent
Optional
Agreed or Market
Discount: Save 15% off your first year’s premium when you take out a new policy online. T&Cs apply.
Summary: Coles Comprehensive Car Insurance includes the benefits you'd expect, plus features like grocery replacement (up to $200 if damaged or stolen. T&C's apply).

Who it might be good for: Those who want great quality cover and unique policy benefits.
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Kogan logo
9.7 Excellent
Kogan Comprehensive
9.7 Excellent
Agreed or Market
Discount: Get up to 10% off your first year's premium when you apply online, plus a $10 monthly Kogan credit and a bonus wireless touchscreen car display. Offer ends 30 Jun 2026. T&Cs apply.
Summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you’ll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
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Budget Direct logo
9.6 Excellent
Budget Direct Gold Low Kilometres Comprehensive
9.6 Excellent
Standalone
Agreed or Market
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

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