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Agreed or market value Choice Of Repairer Roadside Assistance Finder Score
Agreed or Market
Optional
Finder Score
Finder Score8.4
Great
Price
8
High costLow cost
Features
9.9
Low coverHigh cover
Summary: A great value policy with exceptional customer service. Youi won the 2024 Finder Award for Customer Satisfaction. It scored highly for features and benefits, customer service and reliability. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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Agreed
No
Finder Score
Finder Score7.5
Great
Price
7.3
High costLow cost
Features
8.1
Low coverHigh cover
Get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. T&Cs apply.
Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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Agreed or Market
Optional
Optional
Finder Score
Finder Score9.8
Excellent
Price
9.8
High costLow cost
Features
9.6
Low coverHigh cover
Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Summary: Budget Direct Comprehensive is highly commended as a feature-packed car insurance. It's cheaper than most, plus you can lower costs by adding age restrictions.

Who it might be good for: Anyone who wants a good value policy.
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Coles logo
Coles Comprehensive Insurance
Finder Award
Agreed or Market
Optional
Optional
Finder Score
Finder Score9.5
Excellent
Price
9.4
High costLow cost
Features
9.6
Low coverHigh cover
Save 15% off your first year’s premium when you take out a new Coles Car Insurance policy online. T&Cs apply.
Summary: Coles Comprehensive Car Insurance includes the benefits you'd expect, plus features like grocery replacement (up to $200 if damaged or stolen. T&C's apply).

Who it might be good for: Those who want great quality cover and more rewards with Flybuys.
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Qantas Car Insurance logo
Qantas Comprehensive
Agreed or Market
Optional
Optional
Finder Score
Finder Score9.4
Excellent
Price
9.3
High costLow cost
Features
9.6
Low coverHigh cover
Earn up to 40,000 Qantas Points with every car insurance policy. Ends 28 Jan 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

Who it might be good for: People who want more bang for their buck with Qantas Points.
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ING logo
ING Comprehensive
Agreed or Market
Optional
Optional
Finder Score
Finder Score9.6
Excellent
Price
9.6
High costLow cost
Features
9.6
Low coverHigh cover
Save 15% on your first year’s premium when you buy a new ING comprehensive car insurance online. T&Cs apply.
Summary: A policy with high benefit limits included as standard with plenty of optional add-ons.

Who it might be good for: Drivers who like the ability to tailor their cover with lots of optional extras like windscreen damage and roadside assistance.
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Australian Seniors logo
Australian Seniors Comprehensive
Agreed
No
Optional
Finder Score
Finder Score7.2
Great
Price
6.6
High costLow cost
Features
9.5
Low coverHigh cover
Save 5% on your first year's car insurance premium by holding a valid Seniors Card. T&Cs apply.
Finder’s summary: Australian Seniors’ comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover.

Who it might be good for: People over 50 years old looking for flexible cover options.
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Qantas Car Insurance logo
Qantas Third Party Property Only
Market
No
Optional
Finder Score
Finder Score8.6
Great
Price
8.4
High costLow cost
Features
9.5
Low coverHigh cover
Earn Qantas Points when you sign up. T&Cs apply.
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QBE logo
QBE Comprehensive
Agreed or Market
Optional
Finder Score
Finder Score7.5
Great
Price
7.1
High costLow cost
Features
9.3
Low coverHigh cover
Save $75 when you purchase a new comprehensive policy online. T&Cs apply.
Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
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Huddle logo
Huddle Black Comprehensive
Agreed or Market
Yes
Optional
Finder Score
Finder Score6
Standard
Price
5.2
High costLow cost
Features
9.3
Low coverHigh cover
Summary: This goes further than most insurers. You get up to 2k for stolen keys, roadside assistance and rental car excess cover (for car rentals in Australia).

Who it might be good for: Those who want top cover for their car.
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

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