Bingle is consistently the cheapest comprehensive car insurer in our Finder Awards research. If you're happy to pay a little more for comprehensive coverage, Budget Direct could be a better option.
Budget Direct vs Bingle car insurance — compare key features
Budget Direct vs Bingle car insurance prices compared
As part of our 2024 Finder car insurance awards, we collected over 1,800 comprehensive quotes from 30 car insurance providers, using a range of driver profiles across different states, ages and genders.
On average, Bingle typically offers cheaper car insurance than Budget Direct. However, it's important to keep in mind that price may not be the only factor in your search for the best car insurance.
Provider
NSW
QLD
SA
TAS
VIC
WA
Aus average
Budget Direct
$1,148
$941
$978
$829
$1,180
$880
$992
Bingle
$935
$872
$724
$726
$1,156
$761
$862
These quotes are formed based on a fictional driver profile and your own quote will differ based on your personal circumstances. This should be used as a guide only.
Budget Direct offers 4 levels of car insurance cover:
Gold Comprehensive
Gold Comprehensive Low Kilometeres
Third Party Property Damage
Third Party Fire & Theft
Customer reviews
Budget Direct has a good rating on popular review sites and scored 4.32/5 in the Finder Customer Satisfaction awards. Bingle has less positive reviews but it also has significantly fewer reviews and couldn't be rated in the Customer Satisfaction awards because of eligibility.
Was easy to use, when had a flat battery roadside assistance was there within 15 mins to help jumpstart my car. Good experience.
Budget Direct car insurance customer, VIC
Great value for money.
Budget Direct car insurance customer, QLD
Easy to deal with and very competitively priced.
Budget Direct car insurance customer, NSW
Recently completed a not at fault claim with Bingle , who were awesome to communicate with and efficient in assisting me through the process. Can't recommend more highly, especially for an online provider!
Bingle car insurance customer, NSW
Hard to get help to organise a tow when I had an accident early in the morning. Couldn't get in touch with anyone despite using the phone number recommended for 2 hours.
Bingle car insurance customer, NSW
Such good customer service.
Bingle car insurance customer, WA
Budget Direct and Bingle car insurance complaints information
Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from Budget Direct (Auto & General Insurance) and Bingle (AAI) have received and resolved.
Underwriter
Complaints received
Complaints resolved at registration & referral
Referral resolution rate
AAI
2231
1370
61.43%
Auto & General Services Pty Ltd
1431
723
50.56%
Finder's verdict
Both Budget Direct and Bingle are cheap insurers. However, our research shows Bingle is typically cheaper and only covers the essentials, such as damage to your own car as well as others. It won the Low Cost award in the 2024 awards. Budget Direct won the value award. It gives you a little more for your money.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
It isn’t possible to say as premiums will vary depending on where you live and your driving record (among other factors). You can visit our guide to CTP insurance if you’d like to learn more.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
What is the cheapest ctp insurance
Hi David,
It isn’t possible to say as premiums will vary depending on where you live and your driving record (among other factors). You can visit our guide to CTP insurance if you’d like to learn more.
Best wishes,
James