BankVIC 50+ Investment Account Term Deposit & Interest Rates |

BankVIC 50+ Investment Account

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Get a fixed deposit and competitive interest rates with a 50+ Investment Account and make your life even better

The 50+ Investment account is a fixed term investment account that grants you the benefit of a more competitive and flexible interest rate. As with all bank accounts, the key to choosing is the intent. As it is an investment account, the intention should be to keep it as a long-term investment for capital preservation, for a secure income or long-term growth.

Up to 0.9% p.a.

Interest rate

24 months interest rate


Minimum opening deposit

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Product NameBankVIC 50+ Investment Account
12 month interest rate0.85%
24 month interest rate0.90%
36 month interest rate0.90%
48 month interest rate0.90%
60 month interest rate0.90%
Minimum Opening Deposit$50,000
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

What interest rate do I receive?

Expect higher interest rates that vary from 0.9% p.a. (yearly interest). Rates will be calculated daily and compounds annually. It can be paid monthly, quarterly or annually. It should also be noted that for balances over $100,000, interest rates can be negotiated (generally towards a higher interest rate).

Guarantee on capital with the Government Guarantee

Funds are capital guaranteed up to an amount of $250,000. More information can be acquired from the Australian Prudential Regulation Authority (APRA) website.

How to apply


  • Minimum deposit. The minimum initial deposit is $50,000. This is also the minimum account balance that should be maintained. Subsequent deposits are subject to a minimum of $10,000.

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