In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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BankVic Little Copper Club account (for under 18s)

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BankVic Little Copper Club
Maximum variable rate
3.95% p.a.
Base interest rate

Our verdict

This is a savings account for customers under 17 designed to teach young Australians how to save money for later in life.

This account offers some interest on your balance and a great deal of flexibility. It's rare to find a savings account that allows complete day-to-day access to your balance, with no conditions. However, if you're under 18 you will be able to find a higher interest rate elsewhere in the market.


  • no minimum balance or deposit
  • no account keeping, management or annual fees
  • savings rewards, i.e. education grants and achievement awards
  • direct credits and debits to and from the account


  • Only for members under the age of 18

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The Little Copper Club account is designed for young customers aged under 18, with the intention of helping them create a habit of saving for a rainy day. It offers special awards for saving and the chance to win an educational grant. The account is extremely flexible and allows day-to-day access.


Key details

Product Name BankVic Little Copper Club
Maximum Variable Rate 3.95% p.a.
Standard Variable Rate 3.95% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0

Key features

Access to the account is easy and as unrestricted as possible

Gain access to your account through various channels and platforms. This includes telephone, mobile, and internet banking. You can also go directly to a BankVic branch, and even a Westpac bank. The PayAnyone Mobile Email feature of mobile banking is also available for your use.

When making use of Westpac bank to withdraw funds, a specially encoded deposit book will be required, which is available from BankVic. All account information will be pre-coded on the deposit slips, saving you the effort of writing everything down and removing the risk of making substantial errors.

Earn interest on your balance

The interest on this account is calculated daily and credited on both the 30th of June and 31st of December. The current interest rate is 3.95% p.a..

How to apply

Here's what you need to know before apply.


  • Do you have a BankVic membership? BankVic is a member only bank, therefore, to be able to qualify for any account held at their organisation you have to apply for membership first. This is gained by being a member of the police force, emergency service, health service or public service. If you stay 5km from one of their offices, you will qualify for membership, if another member introduces you to the bank you will be deemed fit to apply for membership, subject to this member having at least 12 months standing.
  • Maximum age. This savings account is only available to those under the age of 17. When the account holder turns eighteen years of age, they will cease to be eligible for this account. The account will then be converted to a savings account. The bank will remind you of this prior this date.

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