BankSA Business Cheque Account Plus

Australian business owners who prefer banking the old fashioned way will appreciate the benefits of a BankSA Business Cheque Account Plus

For a monthly fee, you can make 70 free in-branch transactions a month. This includes depositing cash and cheques, or withdrawing cash. You'll also get easy access to your account via Internet, phone and mobile banking as well as with the linked business debit card.

No reviews yet. Write a review


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameBankSA Business Cheque Account Plus
Monthly account fee$20
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account is best suited to business customers who make a lot of transactions in branch, for example depositing cash and cheques. The account has a $20 monthly fee, which is quite high, however you get 70 free staff-assisted transactions a month. Normally these transactions in branch will have a fee of a few dollars each time.

If you make even more than 70 in-branch transactions in a month, there are some business bank accounts that offer unlimited in-branch transactions. Or, if you don’t make many in-branch transactions, the BankSA Business Freedom Account allows 20 free staff-assisted transactions for a $10 monthly fee instead.

Key features

Monthly fee

There is an $20 monthly maintenance fee with this account that can be waived if you are also using BankSA’s Commercial Overdraft or Business Maximiser Overdraft facility.

Transaction fees

You are allowed up to 70 free deposits and/or withdrawals at a branch, and 70 free cheque deposits or merchant envelopes each month. Your account will be charged $1.00 for each transaction that exceeds the 70 limit.

How to apply

If the flexibility of the Business Cheque Account Plus is appealing to you, BankSA will allow you to fill out an application online.


Before applying online check to make sure that you and your business are eligible to open this account:

  • Business location. The business for which the account is being opened must be registered to operate in Australia.
  • Residency requirements. Any and all individuals listed on the application will have to be permanent residents of Australia.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site