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Some people live to eat while others eat to live, but regardless, food is something we all need. It's no wonder that the average grocery bill often takes up a huge portion of a household budget. This guide will help you understand how much your average grocery bill should be, with tips to reduce your grocery expenses.
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In general, 50–80% of your monthly income should be spent on necessities, including groceries. Here are some factors to consider when deciding exactly how much of this portion should be allocated to grocery bills:
Once you've used the factors above to create a monthly grocery budget, you should seek out tips and tricks to spend within that limit. Here are three popular methods to save more on your average grocery bills:
Budgeting works best when you follow a strict household budgeting template and track your spending. The easiest way to do this is by using mobile budgeting apps, such as the Finder app. This smart money management tool allows you to get an overview of your finances in a few quick clicks. Track your spending, watch your credit and get notified of savings deals for free. Such financial tools definitely beat the hassle of manually tracking receipts and noting down grocery bills.
Do you stick to your shopping list? Do you even make a shopping list? What brands do you find yourself reaching for? Understanding your spending habits and eliminating expensive practices could drastically reduce your average grocery bills.
If you find that you often deviate from your shopping list, then tackle that issue head on by creating a list that better meets your needs, or go shopping with a friend who can keep you on task. If you realise that you gravitate towards high-end food brands, consider how you may switch to a cheaper alternative. In many cases, expensive and branded grocery goods have cheaper alternatives of comparable quality. Do your research and keep your eyes peeled.
Planning is a great money-saving tool, from creating a household budget template to a weekly meal plan. Set aside just 30 minutes at the end of each week to plan your upcoming meals. This helps reduce the likelihood of you ordering in or dining out. Additionally, this will help you create a cheaper, accurate shopping list. Instead of buying an assortment of meats and veggies that end up camping out in your fridge all week, you'll know exactly what to buy and when to cook them. As a result, less food gets wasted and your money is better spent.
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