Alternatives to the Pocketbook app

Pocketbook has shut down, but here are some of the best alternative budgeting apps.

Key takeaways

  • Personal finance app Pocketbook closed in 2022.
  • There are many budgeting apps available in Australia as an alternative to Pocketbook.
  • Your existing bank account's mobile app might even have its own budgeting tools available.

1. The Finder app

The Finder app is a free all-in-one budgeting and personal finance app, with the ability to link all your bank accounts and track your spending and bills.

Other key investing and money features of the Finder app include:

  • See your overall networth at any given time
  • Crypto trading
  • Compare hundreds of financial products
  • Free credit score and credit report

2. Gather

Gather is the all-in-one money app designed to help you build wealth with ease. It lets you sync all your accounts, optimise your taxes, and track property, stock, and crypto portfolios.

Paid plans are available from $9.99/month.


3. Frollo

Frollo is a free open banking-based platform that lets you connect to over 90 different banks, categorise your spending and bills and verify your income.

You can create separate budgets based on different goals, with visuals that track your progress.


4. WeMoney

With WeMoney, you can connect your financial accounts, track and categorise your transactions and bills. You can also set monthly budgets and track your net worth.


5. Goodbudget

The Goodbudget app is based on the envelope budgeting strategy, where you put different amounts of money into envelopes based on what you'll spend it on (e.g. bills, rent and dining).

The money in each of these 'digital' envelopes is free to be spent on their allocated purpose, then once the money has run out you need to wait until you're paid again to top up all your envelopes.


You don't always need an app to create a budget that works. Take a look at a few different budgeting strategies that don't require a special app.

Alison Banney's headshot
What about your bank's app?

"A lot of mobile banking apps these days have their own built-in budgeting tools and features. These include things like spending categorisation, upcoming bill predictions and reminders.

Some bank accounts also let you open a bunch of other sub accounts (or buckets) which you can use for different spending purposes and goals."

Editorial Manager, Money

Frequently asked questions

Sources

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Written by

Journalist

Tom Stelzer is a journalist with 6 years of experience covering personal finance, specialising in investment and cryptocurrency. With a Master of Media Arts and Production and a Bachelor of Communications in Journalism from the University of Technology Sydney, Tom provides expert analysis on digital assets and market trends, helping readers navigate the fast-evolving world of finance. See full bio

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