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Westpac's Fixed Option Home Loan offers the peace of mind of a fixed interest rate along with some flexible options, including interest-only repayments and loan portability.
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Review by
Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.
This product is available to both investors and owner-occupiers. The fixed rate of interest keeps you protected from any sudden rises in rates, so you'll have peace of mind that your repayments won't rise.
Applying for the Fixed Rate Options Loan is quick and easy by completing an application online.
Make sure you have all your important details at hand, along with information about your income and expenses.