Key takeaways
- Medically necessary treatment of varicose veins can be covered by Medicare or health insurance.
- Private health insurance cover is available with gold- or silver-tier hospital policies.
- The cost of varicose vein treatment without cover ranges from $500 to over $10,000.
Will Medicare cover varicose vein treatment?
To be eligible for a Medicare rebate, the varicose vein procedure needs to be medically necessary and not just cosmetic. You'll find hospital treatment for varicose veins under Medicare Benefits Schedule (MBS) item numbers including 32523, 32500, 32504 and 32507.
For treatment in a public hospital, you should have minimal to no out of pocket costs. In a private hospital, Medicare will cover between 75% and 85% of the MBS (Medicare Benefits Schedule) fee, then you and your health insurer will cover the rest. Here are the recommended MBS fees, as at the 1 July 2026 schedule - note that most private hospitals will charge more than this.
- 32507: The recommended MBS fee is $638.70.
- 32523: The recommended MBS fee is $638.70.
- 32504: For multiple excision of tributaries, the MBS fee is $320.35.
- 32500: The recommended MBS fee is $131.45.
Private health insurance for varicose veins
Private surgery for varicose veins is generally covered under heart and vascular services on silver or gold policies. A silver policy in the table below starts at around $27 a week and will usually cover surgery as well as laser and endovenous therapies.
Like Medicare, private surgery for varicose veins must be medically necessary to be covered by the majority of insurers. The removal of spider veins, for instance, usually isn't covered by insurance as it's often only done for cosmetic reasons.
Health insurance policies that cover varicose vein treatment
Here are some policies from Finder partners that will cover medically necessary treatment for varicose veins in a hospital. All prices are based on a single individual with less than $105,000 income and living in Sydney.
What causes varicose veins?
Varicose veins occur when valves in your veins are weakened or damaged. There are a number of reasons people develop varicose veins.
- Age: Many people develop varicose veins with age, as the veins that regulate blood flow deteriorate. There's little you can do to prevent it.
- Gender: Women are more likely to develop varicose veins, often during pregnancy or menopause. Hormone treatments like the pill may also contribute.
- Genetics: It's possible varicose veins are hereditary, so you may have genes that increase your chance of developing them.
- Health: A poor diet, smoking and obesity can increase your risk of varicose veins. It's also important you don't sit and stand still for long periods of time.
Treatment options for varicose veins vary depending on severity but may include lifestyle changes, the use of compression stockings or a range of surgical treatments.
How much does varicose vein treatment cost?
The cost of varicose vein treatment - without health insurance or Medicare coverage - depends on your symptoms. Start by speaking to your GP, who should then refer you to a specialist. The specialist is best placed to outline your options. The table below lists some of the cost estimates for varicose vein treatments we've found online.
| Treatment | Cost | Note |
|---|---|---|
| Consult and scan | Around $300 | A small Medicare rebate may be available with a GP referral. |
| Sclerotherapy | From $500 - $1,200+ per treatment | Moderate to severe varicose veins often require multiple treatments. |
| Vein Glue | From $2,000 to $3,250+ | Generally pain-free, and does not require compression stockings. |
| Laser treatments | From $3,400 to $10,500+ | Several treatment types are available, and their costs will vary. |
| Compression stockings | Around $110 a pair | These are generally used after another treatment. |
- Extras only: $53
- Basic: $90
- Bronze: $144
- Silver: $184
- Gold: $285
Frequently Asked Questions
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Yes, standard waiting periods apply for varicose vein treatment. Typically, you will need to serve a 2 month waiting period for most hospital treatments. However, if your varicose veins are considered a pre-existing condition, you will usually need to complete a 12 month waiting period before your private health insurance will cover the treatment.
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The determination of whether varicose vein treatment is medically necessary is typically made by a specialist, usually a vascular surgeon or phlebologist. You would first consult your general practitioner who will refer you to a specialist. The specialist will assess your symptoms, such as pain, swelling, skin changes, ulceration or discomfort, to determine if the condition poses a health risk or significantly impacts your quality of life. If the treatment is deemed to address such medical concerns, it is considered medically necessary. Treatments purely for cosmetic reasons, like the removal of spider veins, are generally not covered.
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Varicose veins are typically larger, bulging, twisted veins that often appear blue or purple. They can cause discomfort, pain, swelling and other medical complications. Spider veins, on the other hand, are smaller, finer veins that often resemble a spiderweb or tree branches, appearing red, blue or purple. While both are visible veins, varicose veins are often medically significant requiring treatment for health reasons. Spider veins are usually considered a cosmetic concern. Private health insurance in Australia will generally only cover treatment for varicose veins if they are medically necessary. Treatments for spider veins are rarely covered as they are typically cosmetic.
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Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio
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A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio
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