What you need to know:
- There's no charge to get the COVID-19 vaccine in Australia.
- The cost of other vaccinations can be lowered if you hold the right Extras policy.
- Health insurance that helps cover the cost of vaccines starts at around $6 a week*.
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By
James MartinUpdated
*Prices are based on a single person living in Sydney earning less than $105,000 per year.
The government's National Immunisation Program (NIP) Schedule lists the immunisations given at specific times in life. Routine vaccinations are typically available for free from providers that bulk bill. The eligibility for free vaccines is linked to eligibility for Medicare benefits.
Here are the key vaccines listed under the NIP:
| Routine vaccine | When is it administered under the NIP Schedule? |
|---|---|
| Hepatitis A | Free under the NIP only for Aboriginal and Torres Strait Islander children living in QLD, NT, WA or SA - 2 doses, at 18 months and 4 years of age |
| Diphtheria | Can be given from 6 weeks of age |
| Tetanus | Can be given from 6 weeks of age |
| Whooping Cough | Can be given from 6 weeks of age |
| Hepatitis B | Typically first offered in the hospital post-birth; then at 6 weeks; 4 and 6 months |
| Polio | Can be given from 6 weeks of age |
| Haemophilus Influenzae Type B | Can be given from 6 weeks of age |
| Rotavirus | Can be given from 6 weeks of age |
| Pneumococcal | Can be given from 6 weeks of age |
| Varicella (chickenpox) | Given to children at 18 months |
| Meningococcal meningitis | Offered at 12 months and again in school programs at age of 14-16 |
| Measles, Mumps and Rubella | Routinely offered at 12 months |
| Human Papillomavirus (HPV) | Offered via school programs at age of 12-13 |
| Respiratory syncytial virus (RSV) | Free for adults aged 75 and over, Aboriginal and Torres Strait Islander adults aged 60 and over, and pregnant women at 28-36 weeks (maternal dose) |
| Shingles | Free for people aged 65 and over, Aboriginal and Torres Strait Islander people aged 50 and over, and people aged 18 and over at increased risk due to an underlying condition or immunosuppressive treatment (2 doses of Shingrix) |
| Annual Influenza | Offered free-of-charge to the following:
|
Everyone can get their COVID-19 vaccines for free in Australia. You don't need a Medicare card and it doesn't matter whether or not you're eligible for Medicare.
You can book an appointment via the COVID-19 Vaccine Eligibility Checker. You can get your free vaccinations at:
If you don't hold a valid Medicare card, you'll want to get proof that you've had your COVID-19 vaccination. Simply ask your vaccination provider to print a copy of your Immunisation History Statement.
Here are some common costs of travel vaccinations:
| Travel vaccine | Cost* | Unit |
|---|---|---|
| Cholera | $50-$70 | Sachet |
| Hepatitis A | $60-$90 | Dose |
| Hepatitis B | $20-$35 | Dose |
| Hepatitis A + B | $75-$100 | Combined dose |
| Japanese encephalitis | $275-$325 | Combined dose |
| Meningococcal meningitis | $60-$70 | Dose |
| Rabies | $110-$130 | Dose |
| Typhoid | $50-$70 | Dose |
| Typhoid/Hepatitis A | $125-$150 | Combined dose |
| Yellow fever | $90-$130 | Dose |
*Use these figures as a general guide. Prices can vary significantly.
Vaccine requirements can change at any time – check Smart Traveller and Travel Doctor for the latest information. Here are some typical vaccinations in 4 regions:
| Area | Recommended travel vaccines |
|---|---|
| Southeast Asia |
|
| South America |
|
| Africa |
|
| Pacific Islands |
|
"Sometimes you can be eligible for free vaccinations based on your situation or recent changes to the law. When I was pregnant in 2023 I was able to get the flu shot for free, along with elderly people and other at-risk groups. In 2024, all Queenslanders aged 6 months and over could get the flu vax for free (until September). It's always worth asking!"
Any government-approved vaccines that aren't included on the pharmaceutical benefits list (PBS) can be claimed for through some Extras cover plans. The medicine will need to cost more than $25.00. Otherwise, you may need to fund the vaccine privately and you should talk to your GP about this.
Below are policies from Finder partners with cover for Non-PBS Pharmaceuticals. All prices are based on a single individual with less than $105,000 income and living in Sydney.
Each month we analyse over 10,000 extras insurance products and rate each one on price and features. What we end up with is a nice round number out of 10 that helps you compare extras cover a bit faster.
We want to compare apples to apples, not apples to apple pie. It doesn't make sense to compare a top extras policy with coverage for hearing aids and braces against a policy designed only for dental. So we've separated all the extras policies on the market into pools and categories. Once in their pools and categories, each product gets a price score and a features score, which are then combined to give the Final Score.
A full list of the vaccines covered by Medicare can be found on the NIP Schedule here.
Yes, you can save money as long as you hold an Extras policy that specifies vaccinations and the medication costs more than $25.00.
Medibank and HBF confirmed to Finder that non-permanent residents (for example, visa holders) are eligible for these benefits as long as their policy is comprehensive enough.
To work out how much you'll pay, assuming you have the right Extras policy in place, you just need to subtract $25.00 from the total cost of the vaccine. Your fund will only pay up to your annual limit for non-PBS pharmaceuticals, and not every extras policy includes vaccinations, so check your policy first.
The cost of vaccinations can vary a lot, so it's hard to put a definitive figure on these prices.
Yes, COVID-19 vaccines are free to everyone in Australia. You don't need a prescription from a GP to get vaccinated.
Single vaccines can cost between $20 and $325 a dose depending on which vaccine you need, as shown in the table above. You can also check clinic price guides such as those published by The Travel Doctor. Vaccination costs vary depending on the type of vaccine and the administrator (consultation fees may apply).
You may also need follow-up doses, which is why it is important to get your vaccinations at least 6 to 12 weeks before you plan to travel.
Most routine vaccinations are provided by the government at no cost to Australians who have a Medicare number.
No, GPs can't bill you for the COVID-19 vaccine or for your appointment to receive the vaccine.
If you consult your GP for issues not about the COVID-19 vaccination, you'll be charged their normal fee for that.
All vaccines in Australia get "thoroughly tested" before they can be used, and are "monitored continuously", according to the Department of Health. Read more about vaccine safety.
When it comes to setting risk, life insurance brands in Australia don't appear concerned by COVID-19 vaccines. For example, 3 providers, including Suncorp, confirmed to Finder that they don't have any specific policy exclusions related to coronavirus vaccines.
James Martin was the insurance editor at Finder. He has written on a range of insurance and finance topics for over 7 years. James often shares his insurance expertise as a media spokesperson and has appeared on Prime 7 News, Insurance News, 7NEWS and The Guardian. An experienced journalist, James' work has featured in publications including The Irish Times, Companies100 and In Business. He holds a Tier 1 General Insurance (General Advice) certification and a Tier 1 Generic Knowledge certification, both of which meet the requirements of ASIC Regulatory Guide 146 (RG146). See full bio
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