Household Capital

Household Capital offers financial products for seniors.

Household Capital

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On this page, you can find information about Household Capital and its finance products.

Compare Household Capital home loans

You can compare Household Capital products in the table below. Click on a product to learn more about it or click on the green button to enquire about a product.

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Household Capital Reverse Mortgage Variable Home Loan P&IHome≥ 50% Deposit

Household Capital Reverse Mortgage Variable Home Loan
  • App: $950
  • Ongoing: $0 p.a.
A competitive reverse mortgage for borrowers aged 60 and over. Flexible repayment options.

Household Capital Refinance Variable Home Loan P&IHome≥ 50% Deposit

Household Capital Refinance Variable Home Loan
  • App: $950
  • Ongoing: $0 p.a.
Borrowers over 60 can refinance to this competitive, variable reverse mortgage.

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Household Capital lender profile

  • Household Capital is a specialist retirement funding provider that offers responsible long-term access to home equity to meet the needs of an ageing population.
  • The company works with retirees to improve their retirement lifestyle by supplementing retirement income and providing access to capital.
  • Household Capital's office is located in East Melbourne, Victoria.
  • The company works directly with retirees, financial advisers and brokers to help Australians enhance their lifestyles in retirement.

Household Capital does not offer ordinary mortgages or financial products for homebuyers. The company serves the seniors finance market only.

Learn more about reverse mortgages here

How do I apply for a Household Capital mortgage?

If you'd like to get a reverse mortgage from Household Capital, please hit the green button above and leave your details. A specialist from the company will get in touch and discuss your options with you.


When applying for a reverse mortgage, you will need to own your own home and be at least 60 years of age.

Documents required

When you apply for a reverse mortgage with Household Capital, you are required to provide certain information so make sure you have all your documents ready before you apply. You will be expected to provide the following documents:

  • Identification documents. You will need identification such as a driver's licence, a passport or a birth certificate.
  • Property information. You will need information about the property you own. Household Capital may need to conduct a valuation on your property.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

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