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Household Capital

Household Capital offers financial products for seniors.

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Household Capital

On this page, you can find information about Household Capital and its finance products.

Compare Household Capital home loans

You can compare Household Capital products in the table below. Click on a product to learn more about it or click on the green button to enquire about a product.

Data indicated here is updated
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Loan purpose
Offset account
Loan type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Household Capital Reverse Mortgage Variable Home Loan
5.15%
5.21%
1.5 percent on drawn amount
$0 p.a.
50%
A competitive reverse mortgage for borrowers aged 60 and over. Flexible repayment options.
Household Capital Refinance Variable Home Loan
5.15%
5.21%
1.5 percent on drawn amount
$0 p.a.
50%
Borrowers over 60 can refinance to this competitive, variable reverse mortgage.
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Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 (“Pepper”). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 (“Aussie”) and its appointed credit representatives. Aussie is a trade mark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit and any applicable offset accounts for Aussie Elevate are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2020 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

By submitting this form, you agree to the Aussie privacy policy.

After entering your details a mortgage broker from Aussie will call you. They will discuss your situation and help you find a suitable loan.

  • A comparison of home loans from multiple lenders.
  • Expert guidance through the entire application process.
  • Free suburb and property reports.

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Household Capital lender profile

  • Household Capital is a specialist lender catering to retirees and their financial needs with reverse mortgages.
  • Household Capital's office is located in East Melbourne, Victoria.
  • The company works directly with retirees and financial advisers rather than brokers.

Household Capital does not offer ordinary mortgages or financial products for homebuyers. The company serves the seniors finance market only.

Learn more about reverse mortgages here

How do I apply for a Household Capital mortgage?

If you'd like to get a reverse mortgage from Household Capital, please hit the green button above and leave your details. A specialist from the company will get in touch and discuss your options with you.

Eligibility

When applying for a reverse mortgage, you will need to own your own home and be at least 60 years of age.

Documents required

When you apply for a reverse mortgage with Household Capital, you are required to provide certain information so make sure you have all your documents ready before you apply. You will be expected to provide the following documents:

  • Identification documents. You will need identification such as a driver's licence, a passport or a birth certificate.
  • Property information. You will need information about the property you own. Household Capital may need to conduct a valuation on your property.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

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