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Here are the key features and details you need to know about Westpac's mortgage products.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 95% with many Westpac mortgages, including some of its most competitive rates. |
| Offset account? | Some Westpac loans come with 100% offset accounts, but not all of them do so check carefully before applying. |
| Repayment options | Westpac's fixed and variable rate loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans. |
| Package benefits | Westpac's package home loans offer discounted mortgage rates, offset accounts and fee waivers on the loan and a credit card. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
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Hi, Do you do the DHOAS scheme through Westpac for current serving members?
Hi Dan,
Thanks for your comment.
Westpac Banking Corporation provides the DSH home loan, but there some conditions. You should discuss this first with Westpac before committing to anything.
Hope this helps,
Shirley