Fox Symes home loans comparison
Fox Symes offers a range of debt consolidation solutions to Australians.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Fox Symes is a specialist lender dealing with borrowers, both individuals and businesses, currently experiencing bad credit or who can not meet their current debt obligations. If you're struggling to repay your existing debts, whether it's credit cards, home loans, personal loans or something else, then you may want to consider looking at Fox Symes to help you make sense of your financial mess.
Speak to an expert at Fox Symes and get help with your debt
Can I benefit from Fox Symes?
- Are you in arrears with their existing home loan?
- Do you have an irregular income?
- Can you not manage your debts?
- Do you battle with an adverse credit history?
If you answered yes to any of the above questions then Fox Symes might be able to assist you with your financial situation.
It's important to note that Fox Symes is not your typical lender, so it's important to read the terms and conditions before you commit to anything. Don't be afraid to ask the staff there to explain every detail of your contract and what debt agreements you may be getting into in order to be eligible for one of their products.
Fox Symes at a glance
A subsidiary of FSA Group Limited, Fox Symes is listed on the Australian Securities Exchange as a public company. FSA Group Limited is one of Australia's largest debt solutions organisation.
What mortgage refinance options do I have?
If you need financial assistance then the best option is to contact Fox Symes using the "Enquire" button above for more information. Generally speaking, Fox Symes can assist you with expert advice on your personal circumstances. If you think you can benefit from a free mortgage assessment to see how you can save money by refinancing your existing loan then the team at Fox Symes can take care of that.
When you apply for refinancing you basically apply for a new loan you then use the new loan to pay off your old one. The idea is to use a lower rate loan to refinance with so you can save on high interest rate costs.
This could be a great way to consolidate your existing debts because you can move any outstanding debt you have into the consolidated loan. Instead of having to pay higher interest on your credit card debts, personal debts and home loan you can pay one low interest, and one monthly repayment.
Refinancing allows you to:
- Minimise the amount you owe
- Have one convenient loan to take care off monthly
- Pay less in interest
- Pay off your home loan much faster than if you were to keep your existing debts
Sally and John are a typical Australian coupleFive years ago they bought their own home. But they didn't start out debt free; they had various loans from the past including a personal loan, a car loan, and three credit card debts.
As you can imagine the couple was pretty frustrated about the increased repayments and the consistent worry about finding the money to pay off their debts. They were about to fall into a bottomless pit of debt that got bigger every month.
A snapshot of their loan accounts revealed the following:
|Loan Account||Balance||Minimum Monthly Repayment|
|Mortgage Vehicle Loan||$16,500||$300|
|3 Credit Cards||$40,000||$1,200|
Their minimum monthly repayments at the time were $4,550.
After getting a refinancing assessment from Fox Symes Sally and John took out a new home loan for $490,000. This allowed them to consolidate all their existing debt into the new loan.
On top of this they now only have to pay one monthly repayment AND they are saving a whopping $1,300 per month.
Want to speak to Fox Symes about your options?
If you would like to find out more information or discuss your eligibility with Fox Symes, please click on the 'Enquire' button to request a call back from one of their consultants.
You'll need to be an Australian resident to be eligible for any loans offered by Fox Symes and will be asked to provide a few details, such as:
- Type of debt
- Name and contact details
- Best time to call
Features available with a home loan with Fox Symes.
|Maximum loan amount||Up to (depending on your loan and financial situation)|
|Loan-to-Value Ratio (LVR)||LVR|
|Split loan facility|
|Re-draw extra funds**|
|100% offset account|
|Online account access|
*You can pay your repayments weekly, fortnightly or monthly.
**You can re-draw all excess monies paid (the money you paid on top of your scheduled repayments).
More guides on Finder
Super low 1.59% home loan rate – but what’s the catch?
Greater Bank has dropped some of their fixed rate home loans to just 1.59%. Find out if you're eligible to save thousands on your mortgage.
I’m a home loans expert, so why am I getting ripped off?
I'm not alone - 82% of Australian homeowners feel "ripped off". Here's how I saved thousands.
Salt and Lime Debt Consolidation Loan
Looking to consolidate your debt? Salt and Lime offers fee-free loans, same-day funding, and the ability to earn discounts on your interest over the life of the loan. Apply today.
Lowest home loan rates
Learn how to look for the cheapest home loans and how to pick them out from a broad selection on offer.
Home loan CEO reveals: How to manage predicted mortgage rate rises
New Finder research shows a rate hike of 0.25% could plunge 150,000 Aussies into mortgage hardship.
Rising tension: Home loan rate rise would put 1 in 20 Aussies in strife
A significant number of Australian households would be pushed into financial hardship if their home loan rate increased out of cycle, according to new research by Finder.
CommBank Green Loan
Are you an existing Commbank home loan customer looking to make your home more energy-efficient? Apply for a 0.99% p.a. Commbank Green Loan for up to $20,000. No fees attached.
Need a personal loan? 10 ways to increase your chances of approval
SPONSORED: Lenders want to be sure you can pay them back without any major problems. Here's how to show them you can.
As lockdown tightens, what relief are banks offering for home loan customers?
Many banks are offering repayment deferrals and a temporary pause on foreclosures for eligible customers.
Home Loan OffersImportant Information*
Find the right home loan now
Sign up for our FREE 8-week course to get on the property ladder.
Ask an Expert