![HCF HOSPITAL BRONZE PLUS $750 EXCESS image](https://dvh1deh6tagwk.cloudfront.net/niche-builder/61d9bc159bafb.png)
- 25 hospital treatments – 7 more than bronze
- One of the cheapest bronze policies on Finder
starter bronze + black 50 saver
To help you find a cheap policy, our health insurance team has analysed hundreds of policies from over 40 funds, as well as the latest Ombudsman report. We've narrowed it down to a handful of policies and developed a list of the cheapest and most comprehensive policies in the Australian market.
From
$22.78/week
Our verdict
2024 Finder Award winner for bronze cover. Scores are determined by policies that cover the most treatments for the cheapest price. We looked at 100+ bronze plans in total. You're covered for 25 hospital treatments – 7 more than a standard bronze policy.
From
$19.48/week
Our verdict
Bupa's Basic Accident Only Hospital policy is good if you're looking for a very cheap policy that lets you avoid paying the Medicare Levy Surcharge (MLS) – but it only covers accidents and ambulance fees.
From
$25.72/week
Our verdict
ahm starter bronze and black 50 saver is good if you want a cheap combined hospital and extras policy that covers than a basic policy. It covers 18 treatments more than a typical basic policy.
From
$22.50/week
Our verdict
HBF Basic Hospital Plus Elevate is good if you want a cheap policy that gives you more for your money, which is why it won the 2024 Finder Award.
From
$34.32/week
According to PocketSmith, the price of insurance increased by 12% from 2022 to 2023, significantly more than the rate of inflation. The table below gives you an idea of how much each level of health insurance will cost you right now.
Tier | Average | Treatments included |
---|---|---|
Basic | $86 |
|
Bronze | $100 |
|
Silver | $150 |
|
Gold | $193 |
|
Extras cover | Average | Included benefits |
---|---|---|
Core | $32 |
|
Medium | $67 |
|
Comprehensive | $116 |
|
Prices quoted are based on a single 30 year-old in Sydney, earning less than $97,000 with a $750 hospital excess from June 2022. Extras categories used the same methodology as the 2024 Finder Health Insurance awards.
Why compare health insurance with Finder?
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Why compare with us
What's affordable is different for everyone, but no matter what your budget, these are some universal tips that could help you get more bang for your buck.
Last year my first son was born, so getting affordable health insurance with flexible extras became more than just a tax-related priority. Having lived in Australia for only 2 years, I didn't know much about health providers. Finder's selection of best insurances gave me the confidence to check HBF because it appeared as a top pick both for tax and all-in-one categories. HBF's Bronze Hospital Plus with Flex 50 extras had everything I was looking for!— Franco Fagioli.
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