
Get exclusive healthy living offers and guides
Straight to your inbox
Updated
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
These days many health insurance funds are not only offering health benefits but “healthy” benefits as well.
Healthy benefits can include incentives such as discounted access to health-related products and services or benefits that reward members for maintaining a healthy lifestyle.
Healthy habits assist in preventing health conditions such as heart disease, stroke and diabetes and by offering their members the opportunity to be healthier, these funds are also helping to reduce the number of claims they are likely to face in the future.
Usually included in the extras component of a policy, these rewards can include discounted gym memberships, children’s swimming classes, quit smoking classes, group exercise classes, weight loss programs, Cancer Council UV products, health screenings and online health assessments.
Examples of health funds offering such incentives include:
Once their members begin to embrace a healthier lifestyle, health funds are then offering them incentives to remain that way. These can be any kind of reward (not just health-related) for maintaining good health and can include things like movie tickets, Flybuy points and cheap airfares.
Examples of health funds offering such rewards include:
As well as encouraging people to get healthy and stay that way, some health funds are providing practical assistance with health issues in the form of free or discounted access to programs and classes related to specific health issues.
These can include chronic illness recovery classes, diabetes management programs, asthma management classes, weight management programs, depression and anxiety management programs, osteoarthritis management programs, pregnancy and newborn care advice, heart health programs and nutritionist and exercise physiology consultations.
Examples of health funds offering such benefits include:
As with the other incentives and rewards offered by health funds, the underlying aim is to improve members’ general health and wellbeing and in so doing, to reduce the insurer’s level of risk.
Regardless of the motivation, that’s surely a win-win situation for everyone.
Picture: Curtis MacNewton - Unsplash
It’s possible to get life insurance if you or a loved one has been diagnosed with dementia and Alzheimer's. Find out how.
Find out how to get cheap health insurance for young people.
Find out what RACV roadside assistance offers.
All your questions about life insurance answered. Find out how life insurance works and how to get the right cover for you.
Find out how you could save hundreds of dollars on your health insurance.
Finder research shows that millions of Aussies aren't planning to get a flu shot this winter, putting the lives of themselves and others at risk. Find out whether you're eligible for a free flu shot.
Health screenings, added time at the airport, digital hotel check-ins and restaurant ordering are just a few things to expect when travelling during COVID-19.
This charge card offers expense management tools and is linked to both Qantas Business Rewards and Membership Rewards.
Here's how to start making the most of your health insurance again.
You can employ freelancers quickly using Upwork, or get a new remote job. Here's how.
Get cover to suit your budget and lifestyle.
Great offers, promos, and deals for today.
Hospital, extras, or neither? Find out in 1-minute.
Compare visa-compliant OVHC today.