What you need to know
- Health insurance for endodontics is available with mid-tier extras cover.
- Health insurance with endodontic cover starts at around $7 a week.
- Claim limits for endodontics are often combined with other dental services.
This table lists some extras policies from Finder partners that cover endodontics. All have a 12-month waiting period before you can claim. All prices are based on a single individual with less than $90,000 income and living in Sydney.
Why compare health insurance with Finder?
We don't ask for your phone or email to see prices.
With 1 click, you can open your results to nearly every fund in Australia.
You pay the same price as going direct – we charge no fees.
Endodontists is a type of dentistry that deals with issues inside the teeth. This differs from what's covered under general and major dental insurance, as well as orthodontics. Endodontic treatments include:
Both private health funds and Medicare cover endodontic treatments to a certain extent.
Endodontic procedures are covered by private health funds under extras policies. Limits, waiting periods and whether or not endodontics are actually covered will vary depending on the chosen provider and policy.
General dentistry and basic health insurance policies typically do not offer any cover. Endodontics itself will typically be grouped within a policy in one of three ways:
Check your health fund’s benefit schedule to see how endodontics is classified on your policy.
The only endodontic-related costs that Medicare will cover are those related to dental radiology. This is when X-rays are used to diagnose dental issues. Endodontic treatments themselves are not covered by Medicare.
Some health insurance funds may also offer dental-only insurance policies. These will only cover dental procedures and will cost a lot less than standard hospital or extras policies. This can be useful if you are interested in finding a health insurance plan that only covers dentistry, or if you have extensive oral surgery needs (like wisdom teeth removal) and ongoing dental health requirements.
A complete extras plan rather than a dental-only policy will typically be more cost-effective if you intend to claim for things other than dental procedures, or if you want to be able to claim for more unexpected health issues and treatments.
Extras policies cover important things that Medicare doesn’t. Endodontic treatments are a perfect example of this. When comparing extras insurance, look for the following features:
Find out how much dentures cost in Australia and how you can get cover with mid-level health insurance.
Getting a crown fitted is an important way to protect vulnerable teeth, and the right extras policy will help keep the bill manageable.
Did you know many Australian health funds can provide you with discounts on preventative oral treatments through no gap dental programs?
Have you been putting off that niggling tooth pain? See how much it costs to have your tooth extraction on public vs private.
Overdue on that dentist visit? See how you can lock in that check-up and clean without breaking the bank.
Your guide to dental implants, including implant types, cost and insurance cover.
How much does root canal therapy cost and what can you expect from the procedure? Find out here.
Need to have your wisdom teeth removed? Find out how much it will cost in this handy guide.
finder.com.au outlines how the private and public health system in Australia handles major and complex dental procedures.
If you want that perfect smile, you need to be aware of what your private health fund offers you.