How much do veneers cost in Australia?
Veneers can cost over $1,500 per tooth. Thankfully, health insurance can cut the price by hundreds of dollars.
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Veneers can make you more comfortable with the appearance of your teeth while also protecting the tooth's surface from damage. But they come at a price.
Luckily, many mid-range extras policies can help cover the costs of veneers so you're not having to pay the full price, which tends to be very expensive.
Compare health insurance for veneers
What are veneers?
Veneers are thin, specially-made dental implants made from either porcelain or composite material that is placed over the front of your existing teeth. People generally get veneers for cosmetic reasons which can disguise flaws like gaps in the teeth and discolouration.
How much do veneers cost?
This depends on a few factors including the clinic you use, what state your teeth are in and the type of veneer you get. Composite veneers tend to be cheaper because they don't last as long – they have a shelf life of around 8 years. Porcelain veneers last up to 25 years so are more expensive.
To give you an idea of the difference in costs, according to ADA's 2018 Dental Fee Survey, patients in New South Wales paid between $438 and $839 per tooth for a composite veneer, while porcelain veneers ranged from $1,200 to $1,800 per tooth.
Are veneers covered by Medicare?
No. Veneers are considered "out-of-hospital" healthcare, which Medicare doesn't cover.
Some government-funded assistance schemes help pay for dental treatment, but it's often only a few people who are eligible and it's unlikely that it will include veneers. You can find out more about the schemes on the state government's website.
Does private health insurance cover veneers?
Yes, it can. Lots of extras health insurance policies cover veneers under major dental. Major dental also includes services such as wisdom teeth removal, extractions and dentures.
Your policy won't cover the whole cost of veneers. For a mid-range extras policy, you're likely to get around $600 per person towards veneer procedures every year. The policy itself is likely to cost you around $7 or $8 per week.
Are there waiting periods?
Yes. You'll almost certainly have to serve a 12-month waiting period. This means that when you first buy a policy, you won't be able to claim for veneers for a year.
However, you will be able to take advantage of heaps of other benefits that are also included in your policy. Things like prescription glasses, sunnies, and even massages.
How can I reduce the cost of veneers?
To keep the cost of veneers down as much as possible, follow these steps:
- Shop around for an extras policy that includes major dental and veneers. Compare prices online to make sure you're getting a good deal.
- Talk to your dentist about splitting the treatment over two benefit periods. For example, if your limits renew in January, you could get some work done in December and some in January. That way, you'll be able to claim twice.
- Take advantage of other benefits included in your cover while you serve the 12-month period, such as prescription glasses or sunnies.
- Take your health fund card with you when you go for treatment. That way, you won't have to lodge a claim later, your bill will automatically be reduced.
- Consider a payment plan. Lots of dentists now offer payment plans, and while it won't reduce the cost of treatment, it will make it more manageable.
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