According to the latest stats by the Australian Dental Association, composite veneers cost between $411 and $837 depending on the state you're in, while the cost of porcelain veneers can exceed $1,800. Many dental clinics charge more though. Luckily, a mid-range extras policy can knock as much as $800 off your bill and only costs around $3 a week.
Compare health insurance for veneers
Here's a handful of extras policies from Finder partners that can help lower the cost of veneers. Compare health insurance from 30+ here, or check our list of the best health insurance in Australia for some other great options. All prices are based on a single individual with less than $93,000 income and living in Sydney.
This depends on a few factors including the clinic you use, the state you live in and the type of veneer you get. Composite veneers tend to be cheaper because they don't last as long – they have a shelf life of around 8 years. Porcelain veneers last up to 25 years so are more expensive.
To give you an idea of the difference in costs, according to ADA's 2018 Dental Fee Survey, patients in New South Wales paid between $441 to $804 per tooth for a composite veneer, while porcelain veneers ranged from $1,200 to $1,817 per tooth. However, many dental practices say that porcelain veneers can cost as much as $2,500 per tooth.
Finder survey: How satisfied are people with their current dental insurance coverage?
Response
Female
Male
Somewhat satisfied
10.92%
7.71%
Very satisfied
5.75%
6.88%
Not satisfied
1.72%
1.04%
Source: Finder survey by Pure Profile of 1006 Australians, December 2023
Are veneers covered by Medicare?
No, Medicare doesn't cover the cost of veneers. Generally, Medicare doesn't cover dental that's performed outside of hospital. That includes most dental work, including veneers.
Some government-funded assistance schemes help pay for dental treatment, but it's often only a few people who are eligible and it's unlikely that it will include veneers. You can find out more about the schemes on the state government's website.
Does private health insurance cover veneers?
Yes, it can. Lots of extras health insurance policies cover veneers under major dental. Major dental also includes services such as wisdom teeth removal, extractions and dentures.
Your policy won't cover the whole cost of veneers. For a mid-range extras policy, you're likely to get around $600 per person towards veneer procedures every year. The policy itself is likely to cost you around $3 per week.
Are there waiting periods for veneers?
Yes. You'll almost certainly have to serve a 12-month waiting period. This means that when you first buy a policy, you won't be able to claim for veneers for a year.
However, you will be able to take advantage of heaps of other benefits that are also included in your policy — things like prescription glasses, sunnies and even massages.
What are veneers?
Veneers are thin, specially-made dental implants made from either porcelain or composite material that is placed over the front of your existing teeth. People generally get veneers for cosmetic reasons which can disguise flaws like gaps in the teeth and discolouration.
How can I reduce the cost of veneers?
The best way to lower the cost of veneers is to have dental health insurance that will cover the cost of your treatment. Here's a bit more detail on saving money on veneers:
Shop around for an extras policy that includes major dental and veneers. Compare prices online to make sure you're getting a good deal.
Talk to your dentist about splitting the treatment over two benefit periods. For example, if your limits renew in January, you could get some work done in December and some in January. That way, you'll be able to claim twice.
Take advantage of other benefits included in your cover while you serve the 12-month period, such as prescription glasses or sunnies.
Take your health fund card with you when you go for treatment. That way, you won't have to lodge a claim later, your bill will automatically be reduced.
Consider a payment plan. Lots of dentists now offer payment plans, and while it won't reduce the cost of treatment, it will make it more manageable.
Why you can trust Finder's health insurance experts
We're free
Our health insurance engine is completely free to use. You pay the same as buying directly from the health insurer. Better still, we regularly run exclusive deals that you won't find on any other site.
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and you can compare nearly every health fund in Australia on the site (and find a better deal).
We're here to help
Since 2014, we've helped 350,000+ people find health insurance by explaining your options simply. We'll never ask for your number or email to see prices. We're here to help you make a decision.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
These General Terms and Conditions ("General Terms") apply to the game of chance identified as the "Competition" in the schedule of particulars for the Competition that explicitly references the General Terms ("Competition Schedule").
Finder acknowledges that today ASIC has filed an appeal with the Full Federal Court in relation to proceedings against Finder Wallet regarding its Finder Earn product.
Save $1,800 by switching to a more affordable health fund.
Feedback
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
