Compare Interest Rates in Australia

At finder, we compare hundreds of interest rates across dozens of providers and products.

This directory helps you find all the interest rates we cover and compare. We aim to update the interest rates in real time to help you save money on your credit card, home loan, personal loan, savings account, term deposit and more.

The table below shows a curated list of home loans.

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Current interest rates for home loans

Rates last updated May 24th, 2018.

Bank of Melbourne Basic Home Loan - Promotional Rate (Owner Occupiers, P&I)

Interest rate decreases by 0.02%

October 23rd, 2017

Tic:Toc Live in Loan Variable Rate - Principal & Interest

Interest rate is now 3.52%

February 20th, 2018

Bank Australia Basic Home Loan - Special LVR <80% (Owner Occupier)

Interest rate decreased by 0.09%

March 13th, 2018

View latest updates

Richard Whitten Richard
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Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
UBank UHomeLoan Variable Rate - Discounted Rate — borrowing between $200,000 and less than $700,000 (Owner Occupier, P&I)
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).
3.69% 3.69% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Variable Home Loan - 80 (PAYG Special No Offset)
A mortgage with a competitive variable rate, limited fees and plenty of flexibility.
3.64% 3.67% $0 $0 p.a. 80% Enquire now More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
Pay no application or ongoing fees and get a flexible loan with the ability to split up to 6 times.
3.69% 3.69% $0 $0 p.a. 70% Enquire now More info
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer ($150,000+ Owner Occupier, P&I)
New borrowers or refinancers from another lender get a discounted rate with this package loan.
3.64% 4.03% $0 $395 p.a. 80% Go to site More info
Homestar Finance Variable Rate Home Loan - Owner Occupier ($900 cashback)
Eligible borrowers can get $900 cashback on this loan with a 100% offset account and a redraw facility.
3.54% 3.58% $0 $0 p.a. 80% Go to site More info
ClickLoans Basic Home Loan - LVR <70% with Offset
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
3.64% 3.84% $0 $0 p.a. 70% Go to site More info
Mortgage House Advantage Variable Home Loan - LVR 80% (Owner Occupier, with Offset)
Get a 100% offset account to save on interest charges, and pay no application fee.
3.68% 3.83% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Heritage Bank Discount Variable Home Loan - LVR <=80% (Owner Occupier) New Customers Only
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
3.69% 3.71% $0 $0 p.a. 80% Go to site More info
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
Package your loan with other AMP products and save on rates and fees.
3.69% 4.06% $0 $349 p.a. 90% Enquire now More info
Bankwest Complete Home Loan Package Variable - LVR <=90% (Owner Occupier, P&I)
Package your loan with an eligible credit card for discounts on rates and fees, and get a 100% offset account.
3.70% 4.13% $0 $395 p.a. 90% Go to site More info
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Up to $750,000 Owner Occupier, P&I)
Pay no application and ongoing fees with Macquarie Bank Basic Home Loan.
3.79% 3.79% $0 $0 p.a. 80% Enquire now More info
Bendigo Bank Connect Package Home Loan - > $150,000 (VIC only, Owner Occupier, P&I)
Add a Platinum Rewards Mastercard with this package loan and you could earn 150,000 Bendigo reward points (Victoria only, terms and conditions apply).
3.79% 4.06% $0 $20 monthly ($240 p.a.) 80% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special
Start your home buying journey with 2 years of fixed repayments and a reasonable rate from a big 4 bank. Available with a 10% deposit.
3.69% 4.86% $0 $395 p.a. 90% Go to site More info
SCU Basic Variable Rate Home Loan
A simplified mortgage with a low interest rate and a redraw facility.
3.77% 3.81% $200 $0 p.a. 95% Go to site More info
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Go from application to approval in as little as 20 minutes with a variable rate loan from this innovative online lender. Add a 100% offset account for $10 a month.
3.52% 3.53% $0 $0 p.a. 80% Go to site More info
St.George Basic Home Loan - Promotional Rate (Owner Occupier, P&I)
This variable rate loan offers flexible repayments and a redraw facility. Available with a 5% deposit.
3.68% 3.69% $0 $0 p.a. 95% Enquire now More info
NAB Base Variable Rate Home Loan - Owner Occupier (P&I)
Variable rate home loan from one of the big 4 banks. Available with just a 5% deposit.
3.69% 3.73% $600 $0 p.a. 95% Go to site More info
Community First Accelerator Home Loan Package - >$250k (Owner Occupier, P&I) Special Offer
Get interest rate discounts and waived fees on this package loan with a 100% offset account.
3.59% 3.99% $0 $395 p.a. 95% Go to site More info
Bank Australia Basic Home Loan - Special LVR <80% (Owner Occupier)
This special rate loan comes with no application or ongoing fees, and offers a flexible repayment schedule.
3.65% 3.66% $0 $0 p.a. 80% Go to site More info
ClickLoans Basic Home Loan - LVR <80%
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
3.78% 3.78% $0 $0 p.a. 80% Go to site More info
Bank First First Rate Home Loan - LVR < 80%
A competitive variable rate for borrowers with a 20% deposit or more. Guarantor option available.
3.69% 3.74% $600 $0 p.a. 80% Go to site More info
SCU My Life Fixed Rate Home Loan Package - 2 Years Fixed Rate
A competitive rate with no application fee.
3.69% 4.04% $0 $350 p.a. 95% Go to site More info
Beyond Bank Low Rate Special Home Loan - LVR ≤ 80% (Owner Occupier)
Get a 100% offset account and pay no application or ongoing fees on this special variable rate for owner-occupiers.
3.73% 3.73% $0 $0 p.a. 80% Go to site More info
Macquarie Bank Offset Home Loan  - LVR<70 (Owner Occupier, P&I)
Get a sharp rate and a 100% offset account. Borrowers must have a 30% deposit.
3.69% 3.94% $0 $248 p.a. 70% Enquire now More info
bcu OMG! Home Loan - (Owner Occupier, P&I)
A low interest rate loan with limited fees and a redraw facility. Principal and interest repayments only.
3.79% 3.83% $600 $0 p.a. 80% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Investors with a 30% deposit can get this low rate property investment loan.
3.89% 3.89% $0 $0 p.a. 70% Enquire now More info
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).
3.99% 3.99% $0 $0 p.a. 80% Go to site More info
ClickLoans Basic Home Loan - LVR <70%
Get a discount for keeping your LVR at 70% or below with this innovative online lender.
3.64% 3.64% $0 $0 p.a. 70% Go to site More info
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)
A one year fixed rate offer with no ongoing bank fees.
3.59% 4.14% $395 $0 p.a. 80% Go to site More info
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
4.09% 4.11% $0 $0 p.a. 80% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)
Low deposit home loan. Enjoy flexible repayment options while paying limited fees.
3.88% 4.89% $0 $395 p.a. 95% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
Access a fee-free 100% offset account and pay no application or ongoing fees.
3.99% 4.86% $0 $0 p.a. 80% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Borrow up to 90% of the value of the property you're buying and pay no application or ongoing fees.
3.89% 4.87% $0 $0 p.a. 90% Go to site More info
bcu Fixed Rate Home Loan - 3 Years (Owner Occupier, P&I)
A competitive fixed rate mortgage with split facilities and extra repayments. You can get this loan with a 5% deposit.
3.90% 4.78% $600 $0 p.a. 95% Go to site More info
HSBC Premier Fixed Rate Home Loan - 2 Year Fixed (Owner Occupier, P&I)
Make up to $10,000 in extra repayments per year and take advantage of a flexible repayment schedule.
3.85% 4.82% $600 $35 monthly ($420 p.a.) 90% Enquire now More info
Mortgage House Advantage Variable Home Loan - LVR 95 Special (Owner Occupier, P&I)
Buy a home with just a 5% deposit and get flexible repayment options and a redraw facility.
4.09% 4.12% $0 $0 p.a. 95% Enquire now More info
AMP Essential Home Loan  -  $100,000 and above (Owner Occupier)
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
3.96% 3.98% $0 $0 p.a. 90% Enquire now More info
Westpac Fixed Options Home Loan Premier Advantage Package - 2 Years, P&I
Refinance from your existing loan and get a $1,250 rebate. Terms and conditions apply. Plus get discounts on a range of Westpac products.
3.89% 4.88% $0 $395 p.a. 95% Enquire now More info
Bank of Melbourne Basic Home Loan - Promotional Rate (Owner Occupiers, P&I)
Family pledge option available. Get a special discount off Bank of Melbourne's basic variable rate.
3.64% 3.65% $0 $0 p.a. 95% Enquire now More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Earn Velocity Points on your mortgage (for a limited time, subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
3.64% 3.78% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Aussie Select Basic Variable  -  (LVR <= 70%) (Owner Occupier, P&I)
Keep your LVR at 70% or below and enjoy a special discounted rate. Also, pay no application or ongoing fees.
3.79% 3.80% $0 $0 p.a. 70% Enquire now More info
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Get Virgin Velocity Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
3.87% 3.87% $0 $10 monthly ($120 p.a.) 90% Enquire now More info
ANZ Simplicity PLUS Home Loan - Special Offer (Owner Occupier, P&I)
Buy a home with just a 5% deposit and pay no application or ongoing fees.
3.99% 4.03% $0 $0 p.a. 95% Enquire now More info
Commonwealth Bank Wealth Package Fixed Home Loan - 2 Year Fixed (Owner Occupier) P&I
Get discounts on a range of Commonwealth Bank products and enjoy the option of fee-free extra repayments during the fixed term.
3.89% 4.97% $0 $395 p.a. 95% Enquire now More info
St.George Fixed Rate Advantage Package -  2 Year Fixed Rate (Owner Occupier, P&I)
Refinancers can get $1,500 cashback. Conditions apply. Package your home loan with a Qantas rewards earning Amplify credit card.
3.89% 4.96% $0 $395 p.a. 95% Enquire now More info
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
3.68% 3.69% $0 $0 p.a. 90% Enquire now More info
Westpac Flexi First Option Home Loan - 2 Years Introductory Special Offer (New Owner Occupier, P&I)
Get a 1% discount for the first two years of your loan and pay no application or ongoing fees.
3.59% 4.42% $600 $0 p.a. 95% Enquire now More info
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Home Loan Offers

Important Information*
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special

Start your home buying journey with 2 years of fixed repayments and a reasonable rate from a big 4 bank. Available with a 10% deposit.

UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupied Variable P&I Rate — borrowing $700,000 or more

Pay no application or ongoing fees and get access to a redraw facility and flexible repayment schedule. Refinance to a UBank loan and you could get $1,000 in your USaver account (offer conditions apply).

Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer ($150,000+ Owner Occupier, P&I)

New borrowers or refinancers from another lender get a discounted rate with this package loan.

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