Community First Credit Union Accelerator Package Fixed Home Loan

The Accelerator Package Fixed Home Loan combines low interest rates and a 100% offset account in exchange for an annual package fee.

Community First Credit Union’s Accelerator Package Fixed Home Loan comes with competitive interest rates, a 100% offset account and package benefits like discounts on insurance products. The loan is available with a 20% deposit.

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Review by


Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

If you're looking for a full-featured loan with an offset account and low fixed rates, this loan is an option worth considering. The extra benefits of the package, such as a $0 fee credit card and home and car insurance discounts for the first year's premiums, are also good. But you need to actually take advantage of these package benefits to make the annual package fee worthwhile.

About this loan

What are the features and benefits of the Community First Credit Union Accelerator Package Fixed Home Loan?

  • Required deposit. With this loan you can borrow up to 80% of your property's value.
  • Loan amount. This loan has a minimum loan size of $500,000.
  • Health insurance discounts. As part of the package, you can get a 10% discount on your home and contents and car insurance premiums for the first year.
  • Credit card. As part of the package you can also get a low rate credit card and pay no annual card fee.
  • 100% offset account. This loan comes with an offset account. Any money saved in this account will offset your loan balance, reducing your interest charges..

How to apply

To apply for this home loan or learn more about it, click the green button and speak to a mortgage specialist from Community First Credit Union.

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