With the Everyday Access Account you have the buying power of a Visa debit card plus you get to choose if you need an overdraft, cheque book or deposit. This lets you personalise your everyday banking account to suit you.
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Community First Everyday Access Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $1.5
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Our verdict
Community First Bank gives you plenty of options to customise your everyday account to meet your needs.
This account could be suited to customers who have another banking product with community First, for example a home loan, and want to link a day-to-day account they can easily access. However, there are quite a few additional fees charged with this account in comparison to other everyday transaction accounts.
There’s no monthly account keeping fees, but there is a $2 monthly fee if you choose to link a debit card to the account. However this fee is waived if you also have a home loan with Community First. There’s also a fee of $1.10 when you use your debit card for EFTPOS purchases, a $1.50 fee for all ATM withdrawals in Australia, a $5 fee for overseas ATM withdrawals and a 3% international transaction fee.
It is, however, free to use your debit card for purchases when you select ‘credit’ at the terminal, and all BPAY payments are free of charge.
Pros
-
$0 account keeping fee
-
Linked Visa debit card
Cons
-
international transaction fees apply
-
$5 Overseas ATM Withdrawal Fee
-
Fees may apply to transactions
Details
Key details
| Product Name | Community First Bank Everyday Access Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $1.50 |
| International ATM Fee | $5 |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 18 |
| Joint account availability | Yes |
| Minimum opening deposit | N/A |
Key features
Membership
In order to take advantage of the Community First Everyday Access Account you must first become a member of the Community First Bank. This step can be completed as a part of applying for the account.
Monthly account keeping fees
Community First does not charge a monthly service fee for this account.
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Alison Finder
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