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With the Everyday Access Account you have the buying power of a Visa debit card plus you get to choose if you need an overdraft, cheque book or deposit. This lets you personalise your everyday banking account to suit you.
$0
Account keeping fee
$1.5
ATM withdrawal fee
$5
Overseas ATM withdrawal fee
3%
Overseas transaction fee
of transaction value
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Product Name | Community First CU Everyday Access Account |
---|---|
Monthly account fee | $0 |
Card access | Visa |
ATM Withdrawal Fee | $1.50 |
Internatonal ATM Fee | $5 |
International transaction fee | 3% |
Monthly deposit required to waive account fee | N/A |
Contactless Payments | Google Pay, Apple Pay, Samsung Pay |
Review by
Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.
This account could be suited to customers who have another banking product with community First, for example a home loan, and want to link a day-to-day account they can easily access. However, there are quite a few additional fees charged with this account in comparison to other everyday transaction accounts.
There’s no monthly account keeping fees, but there is a $2 monthly fee if you choose to link a debit card to the account. However this fee is waived if you also have a home loan with Community First. There’s also a fee of $1.10 when you use your debit card for EFTPOS purchases, a $1.50 fee for all ATM withdrawals in Australia, a $5 fee for overseas ATM withdrawals and a 3% international transaction fee.
It is, however, free to use your debit card for purchases when you select ‘credit’ at the terminal, and all BPAY payments are free of charge.