Community First CU Everyday Access Account

Community First CU Everyday Access Account

Fee Free Deposit


Account Keeping Fee


Community First Credit Union gives you plenty of options to customise your everyday account to meet your needs.

  • Optional chequebook and deposit book
  • Linked Visa debit card
  • Access to rediATM network for free

Product details

With the Everyday Access Account you have the buying power of a Visa debit card plus you get to choose if you need an overdraft, cheque book or deposit. This lets you personalise your everyday banking account to suit you.

Product Name
Community First CU Everyday Access Account
Monthly Account Fee
Debit Card Access
ATM Withdrawal Fee
Free online transactions and access to your money through the rediATM network of over 3,000 ATMs.
Joint Application
Fee Free Deposit p.m.
Overseas ATM Withdrawal Fee
Overseas Eftpos Fee
Phone Banking
Internet Banking

What are the features of the Community First Everyday Access Account?

Customer owned credit unions are able to provide Australians with the same banking features as the larger banks do. Look at transaction accounts from a few different banks and compare their features with what Community First offers to see which one is able to give you the most benefit:

  • Membership. In order to take advantage of the Community First Everyday Access Account you must first become a member of the Community First Credit Union. This step can be completed as a part of applying for the account.
  • Monthly account keeping fees. Community First does not charge a monthly service fee for this account.
  • Debit card. You have the choice of a Community First Debit Card or McGrath Visa debit card. With both cards you are able to access your account and make withdrawals at any of the 3,000 rediATMs in Australia.
  • Visa debit card. The Visa debit card gives you the same flexibility for making purchases and withdrawals as the credit card would, except the funds are withdrawn directly from your account. You can use this card when shopping in a store, online or even over the phone.
  • Options. To make the account more convenient for your circumstances, you can choose to add an overdraft account, personal cheque book or a personal deposit book.
  • Deposits. Deposits can be made electronically, at a Community First service centre or over the counter at a NAB branch.


  • $0 account keeping fee
  • Linked Visa debit card


  • 3% international transaction fees apply
  • $5 Overseas ATM Withdrawal Fee
  • Fees may apply to transactions

How do I apply for the Community First Everyday Access Account?

If you find that the features of the Community First Everyday Access Account are in line with your banking needs, you can apply online. There are some eligibility requirements you will need to have to meet first in order for your application to be considered:

  • Minimum age. Applicants will need to be at least 18 years of age in order to be considered for the Everyday Access Account.
  • Residency requirements. You can apply so long as you are an Australian resident with an Australian residential address in Sydney and the Central Coast Region.
  • Depository requirements. There are no deposit requirements made by Community First in order to open this account.

If you are not already a member of Community First you will be directed to fill out a membership application first. This will also entail paying a onetime $2 fee to become a shareholder in the credit union. In addition to your new membership number you will also need the following documentation in order to complete the application in its entirety:

  • Tax file number. Your tax file number (TFN) or exemption code is not mandatory, but it does help in ensuring that your earned interest is having any taxes withheld at the correct rate.
  • Identification. Your passport, Medicare card or driver’s licence will serve as identifying documents for filling out the application.

While you are applying you will also be asked to choose the type of debit card you wish to have linked to the account as well as whether you need cheque book or passport access. After your application has been submitted and approved you will be notified of the details of the account and your debit card will be mailed to the address you provided.


Back to top Back to top Back to top

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site