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4.7 based on 823 reviews
10 of 153 results
Finder Score Price Score Feature Score Agreed or market value Choice Of Repairer Roadside Assistance
9.5 Excellent
Features
9.3
Low coverHigh cover
Agreed or Market
Optional
Standalone
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Summary: Budget Direct Comprehensive is highly commended as a feature-packed car insurance. It's cheaper than most, plus you can lower costs by adding age restrictions.

Who it might be good for: Anyone who wants a good value policy.
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9 Excellent
Features
8
Low coverHigh cover
Market
No
Summary: Bingle car insurance delivers decent coverage across the basics, such as damage to your car, theft and storms.

Who it might be good for: Drivers looking for a no-frills policy with accessible coverage options.
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Bingle logo
8 Great
Bingle Third Party Property Damage
8 Great
Features
2.7
Low coverHigh cover
Market
No
Who it might be good for: Drivers who want a cheap policy and cover for damage to other people’s vehicles (but not your own car). It can also cover rideshare drivers.
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Kogan logo
9 Excellent
Kogan Third Party Property Damage
9 Excellent
Features
6.8
Low coverHigh cover
None
No
Discount: Get $10 Kogan.com credit each month (valid on purchases over $100) when you buy a new Third Party Property Damage policy online. T&Cs apply.
Who it might be good for: Drivers who want a no-frills policy with some legal liability cover and up to $5,000 for damage caused by an uninsured driver. Keep an eye out for a gift voucher if you buy online.
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Budget Direct logo
Not scored yet
Budget Direct Gold Low Kilometres Comprehensive
Not scored yet
Features
8.8
Low coverHigh cover
Agreed or Market
Optional
Standalone
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
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Qantas Car Insurance logo
9.4 Excellent
Qantas Comprehensive
9.4 Excellent
Features
9.3
Low coverHigh cover
Agreed or Market
Optional
Optional
Bonus points offer: Earn up to 30,000 Qantas Points with every car insurance policy. Ends 23 September 2026. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

Who it might be good for: People who want more bang for their buck with Qantas Points.
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Budget Direct logo
9.3 Excellent
Budget Direct Third Party Property Only
9.3 Excellent
Features
8.4
Low coverHigh cover
Market
No
Standalone
Discount: Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Who it might be good for: Drivers who only want cover for damage to another person’s vehicle and up to 15% off your first year.
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ROLLiN' logo
8.7 Great
ROLLiN' Comprehensive
8.7 Great
Features
8.2
Low coverHigh cover
Agreed
No
Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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Youi logo
9.2 Excellent
Youi Comprehensive
Finder Award
9.2 Excellent
Features
9.3
Low coverHigh cover
Agreed or Market
Optional
Summary: A great value policy with exceptional customer service. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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Kogan logo
9.3 Excellent
Kogan Comprehensive
9.3 Excellent
Features
9.8
Low coverHigh cover
Agreed or Market
Yes
Discount: Get up to 10% off your first year's premium when you apply online and $10 monthly Kogan credit (valid on $100+ purchases) for active policyholders. T&Cs apply.
Summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you’ll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

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