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Agreed or market value Choice Of Repairer Roadside Assistance Finder Score
Agreed or Market
Optional
Finder Score
Finder Score8.4
Great
Price
8
High costLow cost
Features
9.9
Low coverHigh cover
Summary: A great value policy with exceptional customer service. Youi won the 2024 Finder Award for Customer Satisfaction. It scored highly for features and benefits, customer service and reliability. It also automatically includes roadside assistance with comprehensive policies in its price - a feature that typically costs upwards of $90 per year.
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Agreed
No
Finder Score
Finder Score7.5
Great
Price
7.3
High costLow cost
Features
8.1
Low coverHigh cover
Get 10% off the base premium for the first 2 consecutive monthly policies and up to a 15% potential monthly discount from your 3rd month for being a safer driver. Minimum premiums may apply. T&Cs apply.
Summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
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Agreed or Market
Optional
Optional
Finder Score
Finder Score9.8
Excellent
Price
9.8
High costLow cost
Features
9.6
Low coverHigh cover
Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Summary: Budget Direct Comprehensive is highly commended as a feature-packed car insurance. It's cheaper than most, plus you can lower costs by adding age restrictions.

Who it might be good for: Anyone who wants a good value policy.
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Budget Direct logo
Budget Direct Gold Low Kilometres Comprehensive
Agreed or Market
Optional
Optional
Finder Score
Finder Score9.7
Excellent
Price
9.9
High costLow cost
Features
9
Low coverHigh cover
Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
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Bingle logo
Bingle Third Party Property Damage
Market
No
Finder Score
Finder Score6.6
Standard
Price
7.5
High costLow cost
Features
2.7
Low coverHigh cover
Who it might be good for: Drivers who want a cheap policy and cover for damage to other people’s vehicles (but not your own car). It can also cover rideshare drivers.
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Bingle logo
Bingle Comprehensive
Finder Award
Market
No
Finder Score
Finder Score9.1
Excellent
Price
9.2
High costLow cost
Features
8.6
Low coverHigh cover
Summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
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Kogan logo
Kogan Third Party Property Damage
None
No
Finder Score
Finder Score8.9
Great
Price
9.5
High costLow cost
Features
6.8
Low coverHigh cover
Get $10 Kogan.com credit each month (valid on purchases over $100) when you buy a new Third Party Property Damage policy online. T&Cs apply.
Who it might be good for: Drivers who want a no-frills policy with some legal liability cover and up to $5,000 for damage caused by an uninsured driver. Keep an eye out for a gift voucher if you buy online.
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ING logo
ING Comprehensive
Agreed or Market
Optional
Optional
Finder Score
Finder Score9.6
Excellent
Price
9.6
High costLow cost
Features
9.6
Low coverHigh cover
Save 15% on your first year’s premium when you buy a new ING comprehensive car insurance online. T&Cs apply.
Summary: A policy with high benefit limits included as standard with plenty of optional add-ons.

Who it might be good for: Drivers who like the ability to tailor their cover with lots of optional extras like windscreen damage and roadside assistance.
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Coles logo
Coles Comprehensive Insurance
Finder Award
Agreed or Market
Optional
Optional
Finder Score
Finder Score9.5
Excellent
Price
9.4
High costLow cost
Features
9.6
Low coverHigh cover
Save 15% off your first year’s premium when you take out a new Coles Car Insurance policy online. T&Cs apply.
Summary: Coles Comprehensive Car Insurance includes the benefits you'd expect, plus features like grocery replacement (up to $200 if damaged or stolen. T&C's apply).

Who it might be good for: Those who want great quality cover and more rewards with Flybuys.
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Budget Direct logo
Budget Direct Third Party Property Only
Market
No
Optional
Finder Score
Finder Score9.6
Excellent
Price
9.9
High costLow cost
Features
8.4
Low coverHigh cover
Receive 15% off your first year's premium when you purchase cover online. T&Cs apply.
Who it might be good for: Drivers who only want cover for damage to another person’s vehicle and up to 15% off your first year.
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Finder Score for car insurance

We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. We use your responses to our quiz to pair you with the closest price profile and while we are not allowed to display actual quotes, our price score aims to serve as an indicative guide to how cost competitive a product might be for you.

Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

Depending on your answers to our car insurance quiz, we upweight the relevant price score or feature score to generate a dynamic Finder Score (80% weighting on the primary selection between Price or Feature). Finder Score, Price Score and Feature Score are only to be used as indicative guides and are not product recommendations.

Read the full methodology

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