Avoiding overpaying for your mobile plan is simple, even without a seniors discount. We've listed our top picks and included tips to help you save.
Top pick: Best value
25GB
$12.50
per
month
$12.50/mth for first 6 months, then $25/mth. T&Cs apply.
Top pick: 365-day
250GB
$149
per
365 days expiry
250GB for $149 for first recharge, then 200GB for $200/recharge (ends 9 Dec 2025) + 12 months of free OnePass membership. Ends 27 Jan 2026. T&Cs apply.
Top pick: Under $35
40GB
$15
per
month
$15/mth for first 4 months, then $30/mth. Order by 24 Feb 2026. T&Cs apply.
Top pick: International calls
55GB
$30
per
28 days expiry
55GB for $12 for first recharge, 55GB for $30 on next 2 recharges, then 32GB for $30. Ends 17 Dec 2025. T&Cs apply.
Top pick: Telstra network
290GB
$250
per
12 months
290GB for $250 on activation, then 240GB for $300/recharge. Ends 22 Dec 2025. T&Cs apply.
Very few providers offer seniors discounts on mobile plans. The good news is you can easily find a great deal on a regular mobile plan to keep the costs low.
We've compared over 301 mobile plans from 46 mobile providers in Australia and curated 6 top picks based on price, network and expert analysis.
If these don't quite fit, check out our comparison table below for some of the cheapest mobile plans on Finder that cost under $30 a month - including yearly options that work out to the same price.
Best mobile plans for seniors - December 2025
Best value prepaid plan for seniors: TPG Small
Best mobile plan for seniors under $35: Dodo $30
Best mobile plan for seniors under $40: Tangerine 50GB 5G SIM
Best mobile plan for seniors with international calls: amaysim 32GB Plan
Best 365-day mobile plan for seniors: OnePass Mobile 365 Day Plan 200GB
Best mobile plan for seniors on the Telstra network: Boost $300 SIM
This offer from TPG will save you $75 over 6 months.
The plan includes 100 international minutes and 100 texts to 31 selected countries.
Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.
The price reverts to $25 a month after 6 months. However, it still stacks up well against our $1 per GB benchmark.
Mobile network: Vodafone 4G network
Total cost over first 12 months: $225
Why we chose it
To find the best value prepaid plan for seniors, we looked at mobile plans from Finder partners that cost $25 a month or less. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score.
Best mobile plan for seniors under $35
Dodo $30
Unlimited Calls & Text
40GB
No excess data charges
$15 per
month
$15/mth for first 4 months, then $30/mth. Order by 24 Feb 2026. T&Cs apply.
You'll save $60 over 4 months with Dodo's latest discount.
There are no excess data charges. If you go over your monthly data allowance, Dodo will simply slow your download speeds to 256Kbps until the next billing cycle.
Includes unlimited data banking so that you can save all your unused data for later.
$200 worth of international call credit included.
Option to save $5 a month by bundling your mobile and internet plans with Dodo.
A roaming add-on is available in over 100 countries, costing $10 per day for 1GB plus unlimited calls and texts.
The price will revert to $30 a month after the first 4 months.
Mobile network: Optus 4G/5G network
Total cost over first 12 months: $300
Why we chose it
To find the best mobile plan for seniors under $35, we looked at mobile plans on Finder that cost under $35 per month. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best mobile plan for seniors under $40
Tangerine 50GB 5G SIM
Unlimited Calls & Text
100GB
$18 per
month
Black Friday offer: $18/mth for first 6 months, then $36/mth (ends 14 Dec 2025) + double data offer (100GB/mth for first 6 months). Ends 3 Feb 2026. T&Cs apply.
You’ll save $108 over 6 months with Tangerine’s latest offer. The first 6 months also come with double the data.
Option to bank up to 1000GB of unused data.
You can sign up via an eSIM if you have a compatible handset.
Includes unlimited international calls to 15 selected countries. You can also add on travel packs when heading overseas.
Bundle NBN and mobile to save 10% off SIM-only plan costs.
The price and data allowance reverts to $36 for 50GB a month after 6 months.
Download speeds are capped at 150Mbps. However, this is fast enough for online activities on your phone, such as streaming and gaming.
There’s a $3.50 non-direct debit fee.
Mobile network: Wholesale Telstra 4G/5G network
Total cost over first 12 months: $324
Why we chose it
To find the best mobile plan for seniors under $40, we looked at mobile plans on Finder that cost under $40 per month. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best mobile plan for seniors with international calls
amaysim 32GB Plan
Unlimited Calls & Text
55GB
$30 per
28 days
55GB for $12 for first recharge, 55GB for $30 on next 2 recharges, then 32GB for $30. Ends 17 Dec 2025. T&Cs apply.
This plan includes unlimited international calls and texts to 28 selected countries such as Canada, France, Germany, India, Indonesia, Singapore, New Zealand, Japan, the UK and the USA.
You’ll pay $12 for your first recharge and get 55GB of data on each of your first 3 recharges.
You can bank all your unused data for future use.
Bundle mobile and internet with amaysim and save $10 a month on broadband.
Option to sign up via an eSIM if you have a compatible handset.
It won the Legendary Service award for mobile providers in the 2025 Finder Customer Satisfaction Awards.
5G download speeds are capped at 150Mbps, but this is fast enough for online activities on your phone.
From the second recharge onwards, the cost increases to $30. After the first 3 recharges, your data drops back to 32GB.
A 28-day expiry period means you’ll end up paying 13 bills over the year instead of 12.
Mobile network: Optus 4G/5G network
Total cost over first 12 months: $342
Why we chose it
We looked at mobile plans on Finder that cost under $40 per month and came with unlimited international calls to a select number of destinations. We then gave each shortlisted plan a value score by assigning weights to a number of factors, including cost per data over 12 months (including promotional offers), network coverage, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best 365-day mobile plan for seniors
OnePass Mobile 365 Day Plan 200GB
Unlimited Calls & Text
250GB
$149 per
365 days
250GB for $149 for first recharge, then 200GB for $200/recharge (ends 9 Dec 2025) + 12 months of free OnePass membership. Ends 27 Jan 2026. T&Cs apply.
With the discount, the plan works out to around $12 a month for 21GB, which stacks up very well against our $1 per GB benchmark.
Sign up for this plan and get 12 months of OnePass membership free.
You'll have access to a handy mobile app to help you track data use and manage your plan.
OnePass Mobile was highly commended in the Long Expiry Prepaid category at the 2025 Finder Mobile Awards.
The price and data allowance will revert to $200 for 200GB from the second recharge onwards.
It’s light on extra features such as data rollover or international call inclusions.
Mobile network: Optus 4G network
Total cost over first 12 months: $149
Why we chose it
We compared prepaid mobile plans on Finder that cost $200 or less. We then gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best mobile plan for seniors on the Telstra network
Boost $300 SIM
Unlimited Calls & Text
290GB
$250 per
12 months
290GB for $250 on activation, then 240GB for $300/recharge. Ends 22 Dec 2025. T&Cs apply.
You’re essentially paying $21 a month for 24GB, which stacks up well against our $1 per GB benchmark.
There are plenty of international inclusions such as unlimited calls to 20 countries, 3600 minutes of standard calls to 30 selected countries and 3600 standard texts to any country.
It's the only small provider with access to the full Telstra network. This will make a difference if you live in or are visiting the regional and rural areas of Australia.
You can buy an international roaming pack to use in selected countries.
The price and data allowance will revert to $300 for 240GB from the second recharge.
Download speeds are capped at 150Mbps, though this is fast enough for online activities on your phone.
Mobile network: Telstra 4G/5G network
Total cost over first 12 months: $250
Why we chose it
We looked at mobile plans on Finder that cost under $40 per month on month-to-month plans or under $350 on long-expiry prepaid plans and that offer unlimited international calls to selected destinations. We gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Each month, we look at SIM-only plans in our database that make the cut for each category in this guide.
We also consider factors such as price, daily cost per gigabyte, network coverage and any applicable download speed caps, with the provider having the highest score coming out as the winner.
Keep in mind, we only look at Finder partners but they are still chosen for our best guide keeping a rigid methodology in mind.
Here’s a rundown of exactly how our value-scoring system works in general:
Cost per gigabyte. This is calculated by taking the price of the plan over 12 months divided by the amount of data (GB). The price includes any promotional offers.
Network coverage. We award scores depending on how wide the network coverage is across Australia.
Data rollover. We weight providers that offer data rollover higher than those that don't have this feature.
International calls.. We look at providers that offer unlimited calls or credit/minutes for international calling.
Wi-Fi calling. We give weights to providers that offer Wi-Fi calling higher than those that don't have this feature.
We then assign a weight to each of the factors in order to calculate a value score. Price and data are given the highest weighting. Sometimes we exclude a feature depending on the guide.
Finding the cheapest mobile plan will require you to consider a few things:
How much are you willing to pay? There are plenty of options for different price ranges starting as low as $5. Make sure you compare your options before deciding on one.
Do you need extra features? While some plans come with features such as data-free streaming and data rollover, consider whether you'll actually use these. Plans with fewer bonus features will usually still offer unlimited national calls and texts, with better value for data if you need it.
How much data do you need? If you don't use your phone a lot or only occasionally use the "Find My Phone" or weather app, you'll likely only need as little as 1–2GB of data a month. If you don't have a smartphone, you won't need any data at all.
Are you willing to sign up long term to save? Long-expiry options exist which can give you enough features to last 6–12 months. This means you won't need to top up your plan every month, as long as you haven't run out before the expiry period. These plans are usually better value over time compared to month-to-month plans since you're paying upfront for a longer period of use.
Do seniors get a discount from Telstra?
Telstra offers a $19 a month discount on its Starter mobile plan if you have a valid Health Care Card, Pensioner Concession Card or Department of Veterans' Affairs card.
It'll end up costing $31 a month for 5GB which is fairly poor value compared to regular mobile plans that run on the Telstra network. Only consider it if you need to sign up with Telstra directly.
While there are no seniors plans for TPG, its plans still offer great value for money, especially for the first six months with prices being discounted by 50%.
Prices start at $25 a month for 25GB without any promos.
Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist.
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I am looking at getting a refurbished phone but I also want to look at some kind of plan that is good for a year, includes national calls and texts and has a really good network coverage. Currently on OPTUS pre-paid which is expensive and often I have no coverage plus the other 000 probs are scaring me being single etc. I don’t talk to many people. I looked at Boost and Telstra are they pretty much the same thing with same costs and services. Am definitely not tech savvy but wanted to see what Black Friday deals might be best. thank you for your help.
Finder
MariamNovember 24, 2025Finder
Hi Jannine, you can check out our top picks for long expiry plans that last a full year here: https://www.finder.com.au/mobile-plans/prepaid-plans/best-long-expiry-prepaid-plans. If none of them work for you, there’s even a table where you can find all the available 12-month plans. You can then opt for the one that best fits your budget. Hope this helps.
AnnaNovember 11, 2025
Your info is financially comprehensive, but cost is only half the issue. I have great difficulty assisting elderly persons when they don’t have internet in their homes and can’t get to shopfronts (IF shopfronts are even available). They don’t need data, just a SIM that can be activated by a human, not AI. Because I’m not an official carer, I am not allowed to do these things on behalf of elderly (privacy laws). In my experience, the capable but tech-overwhelmed post-70 person wants a phone to talk/text, nothing more. And they don’t want to go through a 20-stage, frustrating process to get it. It frustrates me that I can’t do more to help.
Finder
MariamNovember 17, 2025Finder
Hi Anna, I truly empathise, it’s a really tough position to be in. There’s no perfect answer but being able to call a provider that is known for customer service might be the best solution in this situation. This includes the likes of ALDI Mobile, Tangerine and amaysim. They ranked at the top in our Customer Satisfaction Awards (as voted by Australians). https://www.finder.com.au/finder-awards/customer-satisfaction-awards/mobile-providers-satisfaction. Hope this helps.
MarySeptember 24, 2025
Is the Samsung J3 6suitable for use with TPG sim
Finder
MariamOctober 7, 2025Finder
Hi Mary, TPG SIMs should work in any Android phone, including the J3. However, as the J3 is an older model and some imported overseas variants used different network frequencies, you’d need to double-check your specific model works with current Australian phone networks generally. Given the age of the J3, a newer model might be a safer choice.
DiAugust 6, 2025
I joined Belong – at the time, the plan was 2GB/$10 per month. It has increased progressively, most recently to 10GB/$25 per month. Back when I it was 7GB/$21 I wasn’t using the 7GB and I’ve got enough stored for nearly 2 years! (Before you mention it, there’s no-one I can ‘gift’ it to.)
If a provider was to offer a small data/small cost plan, it’s pretty evident that lots of people would be interested. Can we get a movement going that provides options for small data/small cost (even if you have to pay for 6 months worth in advance)?
Finder
ChrisAugust 13, 2025Finder
Hi Di,
We hear you. One of the reasons unlimited data banking exists is to incentivise customers to stay on the plan. People don’t want to “lose” their banked data even if they aren’t actually using it.
With that said, there are quite a few telcos who offer small data/small cost plans and you don’t even need to commit to a long expiry.
You might also want to consider a pay-as-you-go (PAYG) plan. These charge you for every call, text and MB. Prices start at just $4 for 60 days (plus your usage). Check out our PAYG mobile plans guide for more info.
DavidMay 21, 2025
I’m having trouble getting a direct response re keeping my current mobile number, is their a way to keep that number?
Finder
MariamMay 21, 2025Finder
Hi David, pretty much all providers allow you to port your existing number. When you sign up for a plan you’ll be prompted whether you want to port your existing number. Are you able to tell me which provider you’re trying to reach or what plan you’ve signed up to?
Getting a phone for kids or teens is an important decision to make, so here are the things to consider when choosing a mobile plan for them.
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I am looking at getting a refurbished phone but I also want to look at some kind of plan that is good for a year, includes national calls and texts and has a really good network coverage. Currently on OPTUS pre-paid which is expensive and often I have no coverage plus the other 000 probs are scaring me being single etc. I don’t talk to many people. I looked at Boost and Telstra are they pretty much the same thing with same costs and services. Am definitely not tech savvy but wanted to see what Black Friday deals might be best. thank you for your help.
Hi Jannine, you can check out our top picks for long expiry plans that last a full year here: https://www.finder.com.au/mobile-plans/prepaid-plans/best-long-expiry-prepaid-plans. If none of them work for you, there’s even a table where you can find all the available 12-month plans. You can then opt for the one that best fits your budget. Hope this helps.
Your info is financially comprehensive, but cost is only half the issue. I have great difficulty assisting elderly persons when they don’t have internet in their homes and can’t get to shopfronts (IF shopfronts are even available). They don’t need data, just a SIM that can be activated by a human, not AI. Because I’m not an official carer, I am not allowed to do these things on behalf of elderly (privacy laws). In my experience, the capable but tech-overwhelmed post-70 person wants a phone to talk/text, nothing more. And they don’t want to go through a 20-stage, frustrating process to get it. It frustrates me that I can’t do more to help.
Hi Anna, I truly empathise, it’s a really tough position to be in. There’s no perfect answer but being able to call a provider that is known for customer service might be the best solution in this situation. This includes the likes of ALDI Mobile, Tangerine and amaysim. They ranked at the top in our Customer Satisfaction Awards (as voted by Australians). https://www.finder.com.au/finder-awards/customer-satisfaction-awards/mobile-providers-satisfaction. Hope this helps.
Is the Samsung J3 6suitable for use with TPG sim
Hi Mary, TPG SIMs should work in any Android phone, including the J3. However, as the J3 is an older model and some imported overseas variants used different network frequencies, you’d need to double-check your specific model works with current Australian phone networks generally. Given the age of the J3, a newer model might be a safer choice.
I joined Belong – at the time, the plan was 2GB/$10 per month. It has increased progressively, most recently to 10GB/$25 per month. Back when I it was 7GB/$21 I wasn’t using the 7GB and I’ve got enough stored for nearly 2 years! (Before you mention it, there’s no-one I can ‘gift’ it to.)
If a provider was to offer a small data/small cost plan, it’s pretty evident that lots of people would be interested. Can we get a movement going that provides options for small data/small cost (even if you have to pay for 6 months worth in advance)?
Hi Di,
We hear you. One of the reasons unlimited data banking exists is to incentivise customers to stay on the plan. People don’t want to “lose” their banked data even if they aren’t actually using it.
With that said, there are quite a few telcos who offer small data/small cost plans and you don’t even need to commit to a long expiry.
For example, Cmobile offers a 3GB mobile SIM plan for $14.90 a month.
You might also want to consider a pay-as-you-go (PAYG) plan. These charge you for every call, text and MB. Prices start at just $4 for 60 days (plus your usage). Check out our PAYG mobile plans guide for more info.
I’m having trouble getting a direct response re keeping my current mobile number, is their a way to keep that number?
Hi David, pretty much all providers allow you to port your existing number. When you sign up for a plan you’ll be prompted whether you want to port your existing number. Are you able to tell me which provider you’re trying to reach or what plan you’ve signed up to?