Best mobile phone plans for seniors

Avoiding overpaying for your mobile plan is simple, even without a seniors discount. We've listed our top picks and included tips to help you save.

Mariam Gabaji's headshot

By

Mariam Gabaji

Updated

Fact checked
Top pick: 365-day
Lyca Mobile logo
360GB
$150
per 360 days expiry
$150 on activation, then $240/recharge. Ends 15 Apr 2026. T&Cs apply.
Top pick: High data
Dodo logo
40GB
$15
per month
$15/mth for first 4 months, then $30/mth. Order by 7 Apr 2026. T&Cs apply.
Top pick: International calls
amaysim logo
32GB
$30
per 28 days expiry
50GB for $12 for first recharge, then 32GB for $30/recharge. Ends 31 Mar 2026. T&Cs apply.

Start comparing

Best mobile plans for seniors — March 2026

Very few providers offer seniors discounts on mobile plans. The good news is you can easily find a great deal on a regular mobile plan to keep the costs low.

We've compared 299 mobile plans from 46 mobile providers in Australia and curated 6 top picks based on price, network and expert analysis.

If these don't quite fit, check out our comparison table further down for some of the cheapest mobile plans on Finder that don’t cost more than $35 a month - including yearly options that work out to the same price.

Our top picks were reviewed by senior utilities editor Mariam Gabaji.

Finder Score Data allowance Ongoing price Special offer Description

Best cheap mobile plan for seniors

Cmobile Red logo
7.7
Cmobile Red $14.90
PostpaidNo lock-in contract
No special offer
7.7
Data Allowance
3GB
Vodafone 4G network
$14.90
per month
per month
Ongoing price
$14.90
per month
per month
No special offer
View details
Compare product selection

Why we like it

We looked at plans that cost under $20 a month and found CMobile Red’s plan to be our top pick. There aren’t many options at this price point, but if you’re looking to pay very little, don’t really need much data and mostly want unlimited local calls and texts, it’s a good choice.

Pros

  • Option to contact customer support via live chat or email if you don’t want to call.
  • The plan includes unlimited international texts.

Cons

  • Make sure 3GB is enough for you. Excess data use is charged at 1 cent per MB.
  • There’s no 5G access.

Best value prepaid plan for seniors

TPG logo
8.2
TPG Small
PrepaidNo lock-in contract
SAVE $75
$25
$12.50
per month for first 6 months
8.2
Data Allowance
25GB
Vodafone 4G network
$25
per month
per month
Ongoing price
$25
per month
per month
SAVE $75
$25
$12.50
per month for first 6 months
$12.50/mth for first 6 months, then $25/mth. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at prepaid plans that cost $25 a month or less. TPG is our top pick for the month, with its latest offer saving you $75 over 6 months. It was also highly commended in the Best Value Prepaid Mobile Provider category at the 2026 Finder Mobile Awards.

Pros

  • The plan includes 100 international minutes and as many texts to 31 selected countries.
  • Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.

Cons

  • The price reverts to $25 a month after 6 months. However, it still stacks up well against other plans.

Best high data mobile plan for seniors

Dodo logo
9.3
Dodo $30
PostpaidNo lock-in contract
SAVE $60
$30
$15
per month for first 4 months
9.3
Data Allowance
40GB
Optus 4G/5G network
$30
per month
per month
Ongoing price
$30
per month
per month
SAVE $60
$30
$15
per month for first 4 months
$15/mth for first 4 months, then $30/mth. Order by 7 Apr 2026. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at mobile plans that have a monthly data allowance of 20-50GB. Dodo’s 40GB plan is our top pick for the month. You’ll save $60 over 4 months with its latest offer.

Pros

  • There are no excess data charges. If you run out of your monthly data allowance, the download speed will simply slow to 256Kbps.
  • Unlimited data banking is available. Your unused data won’t ever go to waste as long as you stick with this plan.
  • Includes $200 worth of international call credit.
  • You can bundle internet and mobile with Dodo to save $5 a month.

Cons

  • The price will revert to $30 a month after 4 months.
  • 5G download speeds are capped at 150Mbps, though this should be more than enough for streaming, browsing and gaming.

Best mobile plan for seniors with international calls

amaysim logo
8.8
amaysim 32GB Plan
PrepaidNo lock-in contract
SAVE $18 + BONUS DATA
$30
$12
for first recharge
32GB
50GB
for first recharge
8.8
Data Allowance
32GB
Optus 4G/5G network
$30
per 28 day recharge
per 28 day recharge
Ongoing price
$30
per 28 days expiry
per 28 days expiry
SAVE $18 + BONUS DATA
$30
$12
for first recharge
32GB
50GB
for first recharge
50GB for $12 for first recharge, then 32GB for $30/recharge. Ends 31 Mar 2026. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at mobile plans that include unlimited international calls. amaysim’s 32GB plan is our top pick, offering unlimited calls and texts to 28 countries, including Canada, France, Germany, India, Indonesia, Singapore, New Zealand, Japan, the UK, and the USA. With amaysim’s latest offer, your first recharge gives you 50GB of data for just $12.

Pros

  • amaysim won the Legendary Service title for mobile providers in the 2025 Finder Customer Satisfaction Awards. It was also highly commended for value, trust, and being the most recommended brand.
  • You can bank all your unused data for future use.
  • Bundle mobile and internet with amaysim and save $10 a month on broadband.
  • You can track data use and manage your plan via its mobile app.

Cons

  • The price and data allowance will revert to $30 for 32GB from the second recharge.
  • 5G download speeds are capped at 150Mbps, but this is fast enough for online activities on your phone.
  • A 28-day expiry period means you’ll end up paying 13 bills over the year instead of 12.

Best 365-day mobile plan for seniors

Lyca Mobile logo
9.4
Lyca Mobile Medium Long Term
PrepaidNo lock-in contract
SAVE $90
$240
$150
for first recharge
9.4
Data Allowance
360GB
Vodafone 4G/5G network
$240
per 360 day recharge
per 360 day recharge
Ongoing price
$240
per 360 days expiry
per 360 days expiry
SAVE $90
$240
$150
for first recharge
$150 on activation, then $240/recharge. Ends 15 Apr 2026. T&Cs apply.
Go to site View details
Compare product selection

Why we like it

We looked at 365-day mobile plans that cost $350 or less and found Lyca Mobile's Medium Long Term plan to be the clear winner. It works out to $12.50 a month for 30GB, which is pretty great value when you break it down over the year. Lyca Mobile also won Best Long Expiry Prepaid Mobile Provider at the 2026 Finder Mobile Awards.

Pros

  • Includes unlimited international calls to 35 selected countries.
  • Access to Vodafone’s 4G and 5G networks. Not many long-expiry plans in our database include 5G access.
  • You can rollover up to 500GB of unused data.

Cons

  • The price will revert to $240 per recharge after 360 days. The expiry length is just shy of a full year. You can easily switch to another provider for a new deal.
  • Unlike some long-expiry plans, Lyca Mobile splits its data into 30-day blocks. It’s still a generous allowance, but worth noting if your usage changes throughout the year.

Best mobile plan for seniors on the Telstra network

Belong Mobile logo
8.1
Belong 25GB
PostpaidNo lock-in contract
No special offer
8.1
Data Allowance
25GB
Wholesale Telstra 4G/5G network
$30
per month
per month
Ongoing price
$30
per month
per month
No special offer
Plan fees will increase to $34/mth from 5 May 2026.
View details
Compare product selection

Why we like it

We looked at mobile plans that cost $30 a month or less. Belong takes the top spot this month. It was also highly commended in Finder’s 2025 Mobile Customer Satisfaction Awards across multiple categories, including trust, quality service and reliability.

Pros

  • Unlimited data banking will allow you to keep all the unused data for future use if you pay on time.
  • There are no excess charges. Your speeds will simply slow to 1Mbps when you run out of data.
  • You can also share the data with other Belong users.
  • Option to add on international calls and roaming packs.
  • You can sign up quickly with an eSIM if you have a compatible handset.

Cons

  • 4G and 5G download speeds are capped at 150Mbps, but this is fast enough for online activities on your phone.
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Compare cheap mobile plans for seniors

3 of 108 results
Updated regularly
Finder Score Data allowance Ongoing price Special offer Description
8.2
Data Allowance
25GB
Vodafone 4G network
$25
per month
per month
Ongoing price
$25
per month
per month
SAVE $75
$25
$12.50
per month for first 6 months
$12.50/mth for first 6 months, then $25/mth. T&Cs apply.
Go to site View details
Compare product selection
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8.2
Data Allowance
20GB
Optus 4G/5G network
$35
per 28 day recharge
per 28 day recharge
Ongoing price
$35
per 28 days expiry
per 28 days expiry
SAVE $22 + BONUS DATA
$13
for first recharge
40GB
for first 3 recharges
Save 62% on Optus Prepaid. $35 AutoRecharge SIM now $13 for 1st 28 days only. Ends 19 Apr 2026. New services, online only. T&Cs apply.
$50$50 REWARD
Go to site View details
Compare product selection
8.7
Data Allowance
50GB
Vodafone 4G/5G network
$35
per month
per month
Ongoing price
$35
per month
per month
SAVE $105
$35
$17.50
per month for first 6 months
$17.50/mth for first 6 months, then $35/mth. Get 2nd month free if you activate your SIM within 14 days of purchase. Ends 1 Apr 2026. T&Cs apply.
Go to site View details
Compare product selection
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Showing 3 of 20 results

Finder Score for mobile plans

We've scored over 290 mobile plans on everything from cost to data allowance and important features.

Our experts give each plan a score out of 10 - totally fair, with no commercial strings attached.

Read the full methodology

How do I find the best mobile plan for seniors?

Finding the cheapest mobile plan will require you to consider a few things:

  • How much are you willing to pay? There are plenty of options for different price ranges starting as low as $5. Make sure you compare your options before deciding on one.
  • Do you need extra features? While some plans come with features such as data banking and international call inclusions, consider whether you'll actually use these. Plans with fewer bonus features will usually still offer unlimited national calls and texts, with better value for data if you need it.
  • How much data do you need? Check how much data you use by looking at your past bills or provider's online portal or app. Super low data plans don't really exist anymore so you'll want to find the cheapest plan that'll cover your needs.
  • Are you willing to sign up long term to save? Long-expiry options exist which can give you enough features to last 6–12 months. This means you won't need to top up your plan every month, as long as you haven't run out before the expiry period. These plans are usually better value over time compared to month-to-month plans since you're paying upfront for a longer period of use.

Do seniors get a discount from Telstra?

Telstra offers a $19 a month discount on its Starter mobile plan if you have a valid Health Care Card, Pensioner Concession Card or Department of Veterans' Affairs card.

It'll end up costing $31 a month for 5GB which is fairly poor value compared to regular mobile plans that run on the Telstra network. Only consider it if you need to sign up with Telstra directly.

Otherwise, check out our top picks for mobile plans that run on the Telstra network.

Vodafone seniors discount on mobile plans

Vodafone offers seniors card holders 10% off monthly plan fees on its SIM-only plans that start at $53 a month for 60GB.

Again, this is fairly expensive compared to other mobile plans in our database, including our top picks in this guide.

In fact, the starting cost of a prepaid plan from Vodafone is cheaper at $35 per 28 days for 25GB.

Does Optus have a seniors discount?

Optus doesn't offer a seniors discount. If you want to sign up, the cheapest option is its prepaid plan - $35 per 28 days for 20GB.

Or, you can check out our top picks for mobile plans that run on the Optus network instead.

TPG mobile plans for seniors

While there are no seniors plans for TPG, its plans still offer great value for money, especially for the first six months with prices being discounted by 50%.

Prices start at $25 a month for 25GB without any promos.

Sources

Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 507 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech
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34 Responses

    Default Gravatar
    KimJanuary 25, 2026

    I WANT TWO LANDLINE NUMBERS TRANSFERED TO A MOBILE NUMBER AS COMPANY NO LONGER GOING HOW DO I DO IT AND THE CHEAPEST I AM ON OLD AGE PENSION

      Mariam Gabaji's headshotFinder
      MariamJanuary 28, 2026Finder

      Hi Kim, I would suggest contacting your mobile provider as they’ll be best placed to help you out here.

    Default Gravatar
    WayneJanuary 21, 2026

    Is there a comparable carrier to Optus to offer around $119 / month for no contract, unlimited use (do not require international) . I am particularly interested in Telstra if your aware of any deals going. We could enter up with our own or a new server and 2 mobile connections keeping our same number. Hoping you can assist.
    regards
    Wayne Brown 0424302676

      Mariam Gabaji's headshotFinder
      MariamJanuary 28, 2026Finder

      Hi Wayne, if you’re keen on the Telstra network and want to go with the same provider for both internet and mobile, have a look at plans from Tangerine, Belong, Superloop, MATE or More. Many of them also offer bundling discounts. You can also keep your existing phone number. Hope this helps!

    Default Gravatar
    GailJanuary 6, 2026

    I’m looking for the cheapest sim card to put in a seniors watch only using if I have a fall or need assistance. Is there a sim available that will do that without paying monthly just pay for 365 days.

      Mariam Gabaji's headshotFinder
      MariamJanuary 21, 2026Finder

      Hi Gail, the only providers offering watch eSIM support include Telstra, Optus, Vodafone, Everyday Mobile (by Woolies) Tangerine and More. Unfortunately, they all charge monthly ($5 to $10 a month). Hope this helps!

    Default Gravatar
    HendrikJanuary 2, 2026

    Hi, I am a pensioner and paying $52 per month for my mobile from Telstra any cheaper option available? Please advice?

      Rebecca Pike's headshotFinder
      RebeccaJanuary 2, 2026Finder

      Hi Hendrick,

      There are certainly mobile phone plans cheaper than $52 a month, but it really depends on what features and inclusions you need. You can see our top picks on this page as well as a comparison table of offers currently on the market. You should compare plans, making sure you check they have what you need.

      Thanks,

      Rebecca

    Default Gravatar
    MurrayNovember 30, 2025

    Looking for a low usage, long expiry SIM for someone who is not tech savvy and doesn’t want to handle monthly billing

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