In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question
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Community First Everyday Access Account

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Community First Bank Everyday Access Account

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Account keeping fee
$0
ATM withdrawal fee
$1.5
Overseas ATM withdrawal fee
$5
Overseas transaction fee of transaction value
3%

Our verdict

Community First Bank gives you plenty of options to customise your everyday account to meet your needs.

This account could be suited to customers who have another banking product with community First, for example a home loan, and want to link a day-to-day account they can easily access. However, there are quite a few additional fees charged with this account in comparison to other everyday transaction accounts.

There’s no monthly account keeping fees, but there is a $2 monthly fee if you choose to link a debit card to the account. However this fee is waived if you also have a home loan with Community First. There’s also a fee of $1.10 when you use your debit card for EFTPOS purchases, a $1.50 fee for all ATM withdrawals in Australia, a $5 fee for overseas ATM withdrawals and a 3% international transaction fee.

It is, however, free to use your debit card for purchases when you select ‘credit’ at the terminal, and all BPAY payments are free of charge.

Pros

  • $0 account keeping fee
  • Linked Visa debit card

Cons

  • international transaction fees apply
  • $5 Overseas ATM Withdrawal Fee
  • Fees may apply to transactions

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question

With the Everyday Access Account you have the buying power of a Visa debit card plus you get to choose if you need an overdraft, cheque book or deposit. This lets you personalise your everyday banking account to suit you.

Details

Key details

Product Name Community First Bank Everyday Access Account
Monthly account fee $0
Card access Visa
Own network ATM fee $1.50
International ATM Fee $5
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay

Eligibility

Minimum Age 18
Joint account availability Yes
Minimum opening deposit N/A

Key features

Picture not described

Membership

In order to take advantage of the Community First Everyday Access Account you must first become a member of the Community First Bank. This step can be completed as a part of applying for the account.

Monthly account keeping fees

Community First does not charge a monthly service fee for this account.


How to apply

Eligibility

If you find that the features of the Community First Everyday Access Account are in line with your banking needs, you can apply online. There are some eligibility requirements you will need to have to meet first in order for your application to be considered:

  • Minimum age. Applicants will need to be at least 18 years of age in order to be considered for the Everyday Access Account.
  • Residency requirements. You can apply so long as you are an Australian resident with an Australian residential address in Sydney and the Central Coast Region.

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Alison Finder

Editor

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