Important InformationKango Cover is no longer offering Travel Insurance. However, the information on this page has been kept for the benefit of existing customers.
Future customers are being referred to Zoom Travel Insurance.
Future customers are being referred to Zoom Travel Insurance.
Focusing on overseas travel insurance packages, Kango Cover offers up to five levels of coverage depending upon your budget and coverage needs. You can also find cover for activities such as heli-skiing, bungee jumping and abseiling with their sports and activities package; something that you will be hard-pressed to find with many other travel insurance brands.
Kango Travel Insurance is an online travel insurance provider that allows you to choose a policy from the comfort of your home.
Kango’s insurance portfolio is structured into five different categories. These are the Budget, Essentials, Standard, Comprehensive and Frequent Traveler policies. These policies all can be had on an individual, Duo or family basis, giving consumers a highly customisable insurance choice process. The higher the level of coverage you choose, the more features your policy will come with.
A Budget policy will provide you with emergency medical and hospital coverage, overseas dental coverage as well as personal liability coverage. Conversely, a Frequent Traveler policy will provide you with the full array of features offered by Kango Travel Insurance. On top of the features offered in the Budget policy, a Frequent Traveler policy will include coverage such as additional accommodation, return airfare, theft, cancellation, disability, accidental death, hospital allowance and delay expenses.
There are many coverage options available from Kango Cover. Here is what you can expect from each policy:
The Budget policy provides you with overseas emergency medical and hospital expenses coverage as well basic dental expenses coverage and personal liability coverage. This package is for the cost conscious insurance customer who wants a basic level of coverage.
The Essentials policy offers everything that the Budget policy offers as well as luggage and personal effects coverage and cancellation and lost deposits coverage. Also, the level of personal liability coverage is higher under this policy.
The Standard policy offers the same coverage options as the Essentials policy as well as personal money coverage. It also includes increased luggage and personal effects coverage, increased cancellation and lost deposits coverage and increased personal liability coverage.
The Comprehensive policy comes with all of the policy coverage of the preceding policies plus additional accommodation expense, family emergency expenses, return airfare, hospital cash allowance and travel delay. The luggage and personal effects, dental and personal money coverage levels are increased as well in this tier.
The Frequent Traveler policy is the most comprehensive coverage option available to customers. It provides you with all of the coverage options of the preceding policies plus resumption of journey, accidental death, permanent disability, travel documents, credit cards and travellers cheques, luggage and personal effects delay expenses, hijack and kidnapping and travel services provider insolvency coverage. Again, this tier offers higher levels of coverage on many of the features of the previous cover options.
All of these policies can be taken out as a single, duo or family package. Also, you can take out a policy with Kango for an individual trip, or receive a year’s worth of coverage that can be used on trips up to 35 or 60 days depending upon the annual package you choose.
Kango also offers a Winter Sports Cover package and a Business Cover package. These packages are tailor-made for potential policyholders who are planning on travelling for sporting or business purposes respectively.
Kango does not offer domestic-only insurance packages, and instead has chosen to focus its efforts on providing top-notch overseas cover options. Your policy with Kango will provide cover under some sections if you are travelling in Australia.
Kango covers you for a wide range of potential issues while you're travelling. Here are some of the benefits on offer (these may vary depending on the policy you choose; as always, make sure you read the fine print before buying a policy to check what you're covered for!)
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