Looking for other insurance options?
Find out how to protect your finances during the global coronavirus pandemic with insurance.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
If you're thinking about taking medication overseas, you'll need to understand the local laws of the country you're travelling into first, and any restrictions they have in place. Here's some crucial information to know before jumping on that plane.
We looked at 20 popular destinations for Australians and the conditions of entry with prescription medications.
|United States of America||Learn more|
|United Kingdom||Learn more|
|New Zealand||Learn more|
|South Africa||Learn more|
|Hong Kong||Learn more|
|Cruises from Australia||Learn more|
Most standard travel insurance policies do not cover loss or theft of prescription drugs, but you may be able to find specialised insurance that will.
Standard travel insurance. If you’ll be taking regular medication during your trip, you generally won't be able to find cover for them as the drugs are for a pre-existing condition. However, if you are hospitalised overseas and are prescribed medication for a new ailment, you may be able to make a claim under the overseas medical section of your policy.
Specialised travel insurance. Policies designed for senior travellers, travellers with disabilities and those with pre-existing medical conditions often include cover for medications. Your pre-existing condition will need to be declared, assessed and approved by your insurer before you’ll be able to purchase such a policy. Whether you can or not will depend on what your condition is, whether it’s under control and whether your doctor and your insurer consider you fit to travel.
Even if your travel insurance covers the medication, you may not be reimbursed for the entire amount of your loss. It will depend on how much your prescriptions cost to replace while you’re overseas. A drug that is subsidised under the Pharmaceutical Benefits Scheme (PBS) in Australia, for instance, may not be in a country such as the USA where replacement drugs may be very expensive due to that country’s costly health care system.
Some types of medication may be strictly controlled overseas, and even a prescription and doctor’s note won’t guarantee your ability to travel with them. All of the following drugs are subject to international controls, and it’s may be a good idea to ask your doctor for alternative medications where possible:
There are a number of rules and regulations around taking medication overseas. Here are a few things to be aware of:
If you run out of medicine while you’re overseas, you can see a doctor in the country you are visiting and try to get the local version, depending on whether or not it is legal in that country. Alternatively, you can contact your doctor in Australia and have your medicines sent to you.
You can have PBS medicines sent to you from Australia if:
To verify they are for your personal use and are no more than is allowed by law, your medication will need to be accompanied by a letter from your doctor or by a customs declaration form, available from any Australian post office. You’ll need to contact the embassy or consulate of the country you’re visiting to determine whether your medication is legal there.Back to top
Find out how to protect your finances during the global coronavirus pandemic with insurance.
Where applicable, a doctor’s note may help you take your non-prescription medicine through border controls more easily. To improve your chances of being able to travel with your non-prescription or over-the-counter medication, you should include this form and follow these simple tips:
It’s important to realize that just because a specific medication is easily available over the counter in Australia doesn’t mean it’s widely available overseas. You should try to determine if your non-prescription medicine is available and if it’s not, then look for alternative medicines that are available.
Medical devices can range from bandages and tongue depressors to catheters, blood pressure monitors, prostheses and syringes.
Travelling with medical devices can lead to problems if you aren’t prepared. Here are some ways to avoid complications while travelling.
If you have a pre-existing medical condition that requires regular medication, here are some additional tips when travelling overseas.
Taking medication with you overseas requires some forethought. The following checklist will help you ensure you’ve ticked all the boxes before you leave:
If you're taking medications overseas, you may have a pre-existing medical condition. Pre-existing medical conditions add risk to you travels. To be on the safer side, check out our travel insurance options to get you covered for the unexpected so you're not left out of pocket. AllClear offers cover for all declared pre-existing conditions, if you want to check out our other brands, start your search here.
Made a search before? Retrieve your search results
If you need to make a claim on your TPD insurance, follow these steps to ensure you have the best chance of making a successful claim.
The airline has confirmed December 2021 dates for you to return to international skies.
Health insurance for cancer improves on what Medicare covers by giving you more control and quicker treatment.
Major names in health insurance and travel have moved fast to offer rewards to people who've received the COVID-19 vaccination.
See how private health insurance can offer support if you suffer from chronic pain.
Find out how both Medicare and private health insurance cover occupational therapy to get the assistance you need.
The outbreak of covid-19 has many people wondering about their insurance options. This guide helps answer all you life insurance question during the coronavirus outbreak.
What isn't covered by ambulance services, and can insurance help?
While COVID-19 vaccinations are free in Australia, other vaccines with out-of-pocket costs can be covered by private health insurance with some extras policies.
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan.
Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money here.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.